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Need professional advice for your consent to let with Accord Mortgages Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Accord Mortgages consent to lease

  • What do I do if my application to obtain consent to lease is subsequently refused by Accord Mortgages?

  • My lender has placed me in a pickle with a Consent to Let mortgage. Reacting to my requisition for consent to let the bank has requested that I produce an executed AST as a prerequisite to granting permission. Is is not the case that if I adhered to their request that I would be violating the terms of my existing mortgage?

  • My friend has been renting her property from the same landlady for nearly 18 months. For the last year my friend has been receiving letters from Accord Mortgages (she hasn't opened them-it is clear from the envelope). Inititially she reposted them to her landlady's address. I was a bit suspicious as none of her landlady's post was meant to be going there. So I went to my friends house and called Accord Mortgages on her behalf. The guy I called at Accord Mortgages had a long list of questions, the landlady's details, information relating to the tenant and then said they were going to investigate whether she had the correct mortgage and if she didn't it was an offence with no consent to let. Should my friend be worried?
  • I am with Accord Mortgages and just had to ask for consent to let, but it would be useful to know if they pose any conditions on the level of rental income?
  • I am considering moving overseas for work and would like consent to let from Accord Mortgages whilst I am away. Is the way forward to prepare a letter requesting consent to let and mail it to Accord Mortgages? Letting the property isn't to make money but to keep the property in case things don't work out
  • Can I remortgage to Accord Mortgages from my existing lender, with a consent to let or do I need a let to buy homeloan, and if so what are the LTV's?
  • Will I need consent to let from Accord Mortgages if I am planning to occupy the house myself for part of the year? Furthermore if I receive consent to let for a period of time, say up to twelve months, what happens after that.
  • I might potentially need consent to let from Accord Mortgages in the future with work. I am just looking to see what the options would be if this was the case. Is there a limit on how long one can let out your property with consent?