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Need professional advice for your consent to let with Kensington Mortgage Company Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Kensington Mortgage consent to lease

  • My fixed rate mortgage is coming up for renewal with Kensington Mortgage. The house has been tenanted for a two years and I now realise that I need to come clean toKensington Mortgage. My understanding is that I should seek consent to lease, but given that the property has previously been let out could they refuse - require that I go onto a BTL product or even fine me? There is excellent equity - 30% LTV and have never missed any payments.
  • Hi, I have a mortgage on an apartment with Kensington Mortgage and I am thinking of renting the property out. Can I do this without changing my mortgage or getting consent to let from Kensington Mortgage?
  • Eighteen months ago my wife and I bought our council house, in Camden,recently valued at £240k. It's completely paid for from our own finances, and we never had a mortgage. We are prohibited from selling (without penalty of losing some of our discount) before five years have passed. Regardless, we would like to retain it as a investment property to let out. We wish to release some equity via a Kensington Mortgage mortgage. I am confident that my rental income would cover my monthly repayments so can I negotiate consent to let. Are you able to assist?
  • I would like to let my maisonette out from the end of Nov next year as I will be travelling for a few months. I have a homeowner mortgage with Kensington Mortgage. I will not be letting for more than 6 months. Most likely it will be 4-5 months. It has been suggested that I seek permission from my freeholder first? Please can you advise what I should be doing in what order?
  • The prevailing mortgage is with Kensington Mortgage, but I am going to move out for around 12 months as we need to be closer to my partner's mum. Will Kensington Mortgage issue consent to let?
  • I may be looking to rent out my property and wondered what I would need to do to get consent to let from Kensington Mortgage. I may be emigrating permanently.
  • What, if any, income criteria do Kensington Mortgage set for consent to let on an existing standard mortgage?
  • I am looking at an offer to work overseas and have been advised that I need to let Kensington Mortgage know so my mortgage is under consent to let? Please could you clarify the best way deal with this?