Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc One Account? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to RBS (One Account) consent to lease

  • Me and my husband have a RBS (One Account) home loan and are are up to date with payments, in gainful employment etc. Can you tell me how much the fees are and if RBS (One Account) usually grant consent to let without porting the loan to a new mortgage product?

  • I have a mortgage with RBS (One Account). I wish to purchase a second property and my financial adviser recommended I seek consent to let. I was under the impression that they will only grant consent to let where it is my intention to reoccupy my current home. Am I getting accurate information?
  • I have recently been provided with a job opportunity abroad and considering whether it's worth renting my house out. Will RBS (One Account) allow me to switch mortgage or give me consent to let? Should it not be available I will have to consider if it's worth taking the job. I wouldn't mind paying more as I intend to return and live in my home after twenty four months. I'm not doing it to profit. Just love my house and wish to return to it at some point in the future.
  • I'm one year into a two year fixed mortgage with RBS (One Account). The LTV is only 35%. I've found a really good deal on a maisonette in Hillingdon which I would not want to miss. It seems the only way to purchase the other property is to release most of the remaining equity. I'm thinking of letting the current home which would more than cover the mortgage with RBS (One Account). Can I get a consent to let from RBS (One Account) and and then seek an equity release after it's rented?
  • I am thinking about renting out my property with consent to let from RBS (One Account), what fees are likely to be incurred?
  • I have tenants ready to move in and I have mortgage offer from RBS (One Account) on new house on condition of consent to let for original house. How long should it take to receive letter once I send back a completed application with cheque.
  • I am after further information in relation to consent to let mortgages, potentially moving our existing mortgage with RBS (One Account) across to a consent to let one.
  • I was just wondering if there are any charges in obtaining consent to let on a freehold property when I have a mortgage with RBS (One Account)