Consent-to-let Help for The Mortgage Works

The Mortgage Works Consent to Lease Example Support Desk Enquires

• My wife and I have a The Mortgage Works mortgage and are never missed a loan payment, in gainful employment etc. Can you tell me how much it will cost and if The Mortgage Works usually grant consent to let without transferring to a commercial rate?

• I have a regular mortgage over my property in loc and intend to move to country for a couple of years. During this time it would be ideal if I could lease out my apartment. My mortgage provider says I cannot have consent to let. It’s hardly ideal to move to a buy to let mortgage as it’s only for a short period that I am going away for.

• Me and my OH are currently twelve months into a year fixed rate mortgage with The Mortgage Works. Ideally we would like to acquire a more substantial 2nd property in the next few months however would prefer to keep the first property and I was wondering what reason we could put down on the consent to let application to get their approval
• I have a The Mortgage Works mortgage on a flat I own, in Havering. Last month, due to a change in my circumstances I decided to rent out the flat, and rent an alternative property in a different area within same loc. The state of affairs that changed is that my partner moved in, and the flat is too small for us. I do not wish to dispose of the flat because the current market value is significantly lower than the market value when I bought the flat in 2004. I applied to The Mortgage Works for a consent to let which was turned down because they felt that my intention was to invest in the flat. Any guidance would be greatly appreciated, as this is really stressing me out. There is a sense of urgencybecause there is already a prospective tenant waiting for this consent to let and could look elsewhere.Please call me to discuss
• My wife and I acquired a property in Hendon with The Mortgage Works and am moving to rent a property in Devon due to work. Is consent to let from The Mortgage Workspossible? I only want to rent out the flat for 6 - 12 months before selling.
• I currently have a mortgage with The Mortgage Works, but I am going to move out for about 12 months as we need to be nearer to my partner's father. Will The Mortgage Works grant consent to let?
• I was just wondering if The Mortgage Works were picky when considering consent to let. I sent my request on date and I am waiting to hear back. Should I start chasing or wait for a bit longer?
• We would like to move home and have found a house we wish to purchase so are considering letting out with consent to let from The Mortgage Works for our original property to allow us to place an offer and not lose the potential new house.