Need Help?

Need professional advice for your consent to let with Adam & Company? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Adam & Company consent to lease

  • Can Adam & Company choose to operate a right to put a loading on my interest rate on a residential mortgage where the lender has granted Consent to Let at any time, onto ‘rates akin to their BTL products'?

  • What is the most extreme action Adam & Company can take if I have let out my house in the event that consent to let is not forthcoming?

  • Last week offered a job overseas and considering whether it's worth renting my property out. Will Adam & Company allow me to switch mortgage or issue me with consent to let? If not I will have to think about whether I should accept the promotion. I wouldn't mind paying an increased amount as I intend to return and move into my home after twenty four months. I'm not doing it to to make money. Just really like my property and wish to return to it at some point in the future.
  • My flat has a mortgage against it with Adam & Company and I have been letting out the property minus consent to let, which I am now led to believe means I am in contravention of my mortgage terms and condition. I think I have come onto their radar that I am not living there. Is my only option is to dispose of the flat before repossession?
  • My fiance and I bought a place in Manchester with Adam & Company and am moving to rent a property in Brighton due to work. Is consent to let from Adam & Companyavailable? I am only looking to let out the flat for half a year before selling.
  • Would I be able to remortgage to Adam & Company from my existing provider, with a consent to let or do I need a let to buy mortgage, and if so what are the LTV's?
  • Will Adam & Company choose to operate a right to convert the rates on a residential mortgage where Consent to Let at any time, onto ‘rates equivalent to their B2L range'? Is it possible to refinance on a consent to let with Adam & Company?
  • My son has a mortgage with Adam & Company and he wants to let his flat out as he is moving in with his girlfriend.Will she be granted consent to let? What is the procedure and what needs to be done next?