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Need professional advice for your consent to let with Adam & Company? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Adam & Company consent to lease

  • I have a homeowner mortgage over my residence in loc and intend to move to country for a couple of years. During this time it would be ideal if I could lease out my apartment. My bank has declined to grant me consent to let. I wish to avoid taking out a buy to let mortgage as it’s only a short term option that I am abroad for.

  • I am looking to move home. My question is whether consent to let will be granted on my property for me to subsequently get a mortgage for the new house so I can effectively bid chain free and subsequently rent my property out should I move. Will Adam & Company issue consent to let for a year? Assuming the rental goes well can the consent to let time frame be continued?
  • For a couple of years now I have had a mortgage with my fiance on our property which is up for renewal 12th July. I am having to relocate to Reading with work in March. Is it possible to switch to a consent to let mortgage with Adam & Company?
  • Last month I got married and my wife and I would like to buy a family home in the coming year, whilst keeping our maisonette in Enfield we currently live in to rent out. Mortgage on the flat is with Adam & Company. I don't want to put myself in a situation with two residential properties only to be refused consent to let.
  • We are having to relocate to the US for a couple of years for my job but I don't want to convert my mortgage to BTL as the intention is to move back into it when I return. Do you know if Adam & Company charges extra on the interest? Is there any way around this?
  • Is it the case that a previous extension to a mortgage term with Adam & Company work against us when we sought consent to let from Adam & Company.
  • I am already leasing out my flat but may have sussed what has been going on. I have 5 months remaining on my fixed rate. Is it simple to get consent to let from Adam & Company. Is it just a quick phone call, pay the fee and that's it?
  • I have spoken to someone at Adam & Company about changing our existing mortgage to consent to let (the existing fixed rate ends in september next year). Can I just confirm that I need to formally put the request in writing explaining our change in circumstance to Adam & Company? Where do I need to post it to?