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Need professional advice for your consent to let with Adam & Company International? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Adam & Company International consent to let: Q and A’s

  • I spoke to a IFA friend last week. She said that were I to decide to move abroad with my job for a period then I should not apply for consent to let from my lender (Adam & Company International) until at least 2 weeks before I plan to rent out the property. Does that mean I have to find a tenant first and then obtain a consent to let?
  • My OH and I I have a residential mortgage with Adam & Company International but I would like to occasionally take in lodgers....do I require consent to let from Adam & Company International?
  • We are hoping to utilise equity in my present house to buy another property which I propose to live in whilst I renovate it. My preference is to let out my current property with the Adam & Company International mortgage. Is it likely that I will obtain consent to let? House is worth £300 k with a £150k home loan in place.
  • I have found myself in the accidental landlord category and didnt inform Adam & Company International. I had to vacate my flat for career purposes, so now live in another part of the country. At first I attempted to sell the flat, but prices were low, resulting in negative equity. This was four years ago in 2012, which has since seen the property price increase and has allowed me time to accumulate savings. I am in now in a position where I could transfer to a BTL mortgage and would like to remortgage at the same time. My concern is, will changing mortgage providers possibly alert Adam & Company International that I have been letting without consent to let? I appreciate that I shouldn’t have done what I did, but circumstances wouldn’t allow me to do anything else. Can I change to a BTL without Adam & Company International knowing what I’ve done?
  • I'm planning to change lender to Adam & Company International for a fixed rate but during this period would need to rent the apartment out for about one year. Do Adam & Company International consent to let on fixed rate mortgages and if so, what are the costs.
  • I have a question I'd like to ask...if consent to let is given by Adam & Company International would it usually stipulate a time limit, such as 6 or 12 months?
  • Do you have the address to which a Consent to Let request to be sent for Adam & Company International? Sorry about bothering you with this query.
  • Me and my husband may have to lease our home temporarily due to a new job. This will be for a limited period but perhaps for twoyears. Should I tell Adam & Company International or do I keep quiet?