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Need professional advice for your consent to let with Bank of Ireland as Bank of Ireland Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Bank of Ireland Mortgages consent to let: Q and A’s

  • I have a house in Hackney but I am moving with my girlfriend to a different town for work purposes and moreover near her university. My preference is to retain the property but it is unlikely that I can afford a BTL mortgage. It will only be short term -3 years until my girlfriend completes her degree and I can sell, or move elsewhere. My mortgage is with Bank of Ireland Mortgages. Is there a chance I won't be approved for consent to let?
  • My brother and I may be given an opportunity to work in a different office in the UK for a couple of months and would like to know if we can let our existing apartment. It is a two year fixed rate and we are four months into the mortgage with Bank of Ireland Mortgages. We have lived at the property for nearly four years. The LTV is 65%. What are the chances of obtaining consent to let from Bank of Ireland Mortgages? What charges can we expect to pay etc
  • My wife have an offer accepted to buy a house, we have a deposit of between 10-15% for a domestic mortgage with Bank of Ireland Mortgages. The small issue is we are due to leave the country in three months for work. We are going through our mortgage broker. She says if you tell this to the lender up front you will need to get a buy to let. Do go ahead with residential mortgage with Bank of Ireland Mortgages, in a couple of months seek consent to let? Alternatively, do we try and contact Bank of Ireland Mortgages at this point and reveal there is a possibility we will move abroad in the future (nothing is definite concerning the move abroad) and see if they agree before hand that it wouldn't be an issue
  • I'm six months into a two year fixed mortgage with Bank of Ireland Mortgages. The LTV is only 40%. I've found a really good deal on a one bedroom apartment in Tower Hamlets which I would not want to miss. It appears that the only way I can get this other property is to release most of the remaining equity. I'm thinking of letting the current home which would more than cover the mortgage with Bank of Ireland Mortgages. Can I get a consent to let from Bank of Ireland Mortgages and and then seek an equity release after it's let out?
  • I have a residential mortgage with Bank of Ireland Mortgages and my circumstances have changed due to family, can I obtain consent to let. What changes will affect me?
  • I have split up with my wife and we have moved back in with our respective parents and intend to divorce. What do I have to do to get Bank of Ireland Mortgages to give consent to let the property out to students?
  • Were I to let my property with consent to let from Bank of Ireland Mortgages will will theyjack up the interest rate? I am currently on a standard variable rate.
  • How much is it to get a consent to let from Bank of Ireland Mortgages on my residential property. Recently I have moved in with my husband and have a family member renting from me.