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Need professional advice for your consent to let with Bank of Ireland as Bank of Ireland Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Bank of Ireland Mortgages consent to let: Q and A’s

  • We have a Bank of Ireland Mortgages home loan and are have made overpayments to bring the loan amount down, both employed etc. Do you know how much it will cost and if Bank of Ireland Mortgages are likely to give us consent to let without transferring to a commercial rate?

  • Is it legal to rent out our house in the absence of consent to let from our lender? I know that initially we signed a declaration stating it wouldn't be a buy to let property and that we are not the owners of other property. I know you can't use H2B if you owned other property at the time, but what about property after the event? Can one acquire a further property, or inherit a property?
  • Me and my wife acquired a house in 2008 on shared ownership basis, I own half through bank loan and rent the remaining half. In early 2012 I purchased a new property. I rented out my first property and moved to the new home. I obtained consent to let from my lender and I believed I had consent to let from the housing association. Yesterday I was contacted by the housing association advising they had nothing on record to say I had attained consent to sublet. What do I do now?
  • My brother and his partner currently lodge with me at my apartment. Next Summer I would like to move out of the flat and in with my partner. How likely is it that I will be able to get consent to let from Bank of Ireland Mortgages after only having the mortgage for less than half a year?
  • Iwould like to rent out our home and buy other. What do I need to supply Bank of Ireland Mortgages to obtain consent to let?
  • I have a mortgage with Bank of Ireland Mortgages on a two year fixed rate. I may have an opportunity for a teaching post abroad in a years time. Am I eligible for consent to let via Bank of Ireland Mortgages were I to accept this opportunity abroad?
  • Will I need consent to let from Bank of Ireland Mortgages if I am planning to reside in the flat myself for half of the year? Also if I gain consent to let for a period of time, say up to twelve months, what happens after that.
  • I am interested in consent to let for my property mortgaged with Bank of Ireland Mortgages. How do I proceed? Do I have to call Bank of Ireland Mortgages and get them to agree?