Need Help?

Need professional advice for your consent to let with Bank of Scotland Private Banking? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Bank of Scotland Private consent to let

  • I have a residential mortgage nearing renewal with Bank of Scotland Private. The house has been tenanted for a two years and I now realise that I should informBank of Scotland Private. I understand that I can ask for a consent to let, but bearing in mind that the property has already been let out could they refuse - determine that I go onto a BTL mortgage or even fine me? There is excellent equity - 30% LTV and have never missed any payments.
  • I've been offered a job 250 miles from home and wondering if it's a good idea renting my house out. Will Bank of Scotland Private permit me to change mortgage or give me consent to let? Should it not be available I will have to think about whether I should accept the promotion. I wouldn't mind paying an increased amount as it is likely that I will return and move into my home after twenty four months. My agenda here is not to profit. Just love my property and want to return to it one day.
  • My husband and I have just sorted our rates for another fixed period with Bank of Scotland Private. Some weeks later, I went to an interview and basically I accepted the job offer in Ealing. I'm going to rent a two bedroom flat for me and my family in Redbridge as we don't want to sell the house whist there is a chance that we come back within a couple of years.... We really have no idea how things will work out. We have contacted Bank of Scotland Private but we would like also your point of view please. How is it to get consent to let in that case as we secured a fixed 5 years rate we would not want to change.
  • Me and my fiance are about to purchase a house together. Plan is for me to get consent to let my flat from Bank of Scotland Private. Thinking further ahead - when my two year fixed comes to an end - how would it work if I wanted to refinance then?
  • I have tenants ready to move in and I have mortgage offer from Bank of Scotland Private on new house on condition of consent to let for original house. How long should it take to receive letter once I send back a completed application with cheque.
  • I am looking for some generic information on consent to let. I currently have a mortgage in place with Bank of Scotland Private. I have had approval to sublet my GFF from the freeholder of the block and they asked if I have consent to from Bank of Scotland Private.
  • I am currently in the process of applying for a mortgage through Bank of Scotland Private - There is a likelihood that in the within months I may decide to rent the property out - how would I switch the 1st time buyer mortgage to a buy to let mortgage?
  • I am looking at taking a job overseas and have been advised that I need to let Bank of Scotland Private know so my mortgage is under consent to let? Please could you clarify the best way to go about this?