Need Help?

Need professional advice for your consent to let with Bath Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Bath Building Society consent to let: Q and A’s

  • I have a residential mortgage with Bath Building Society and will be joining the Royal Fleet Auxiliary in August. This is a civilian manned fleet owned by the MOD. I will be at sea four months on and three months in the UK. Whilst on assignment I want to lease out my property in Lewisham and live with my sister when on shore. I am confident that my rental income would cover my monthly repayments. Can you help?
  • My friend has let her house from the same landlady for nearly one and a half years. During the last year my friend has been getting letters from Bath Building Society (she hasn't opened them-it is clear from the envelope). For the first five or six she reposted them to the landlady's address. I was a bit suspicious as none of her landlord’s post was supposed to be going there. I decided to go to my friends house and phoned Bath Building Society on her behalf. The guy I spoke to at Bath Building Society had a long list of queries, the landlady's details, the tenant's name and then said they would investigate whether she had the right mortgage and if she didn't it was an offence without consent to let. Can you shed anymore light on this?
  • Me and my wife bought a house in Newcastle and will be relocating to Bristol at the beginning of February. I have a letting agency and tenant now. I was planning to keep quiet as I'm concerned Bath Building Society will say I have to change my mortgage rate over to a buy to let and am unable to afford that. I would like to secured a consent to let via Bath Building Society but am afraid if I open Pandora's box it would lead to a whole host of problems
  • I took a mortgage out on a garden flat last December however I will be working outside of commuting distance of Brent for the foreseeable future but hope to find work closer in the long term. Given I have not had property long I will lose money if I sell and do plan to return to Brent so would like to keep it. How difficult is it to get consent to let from Bath Building Society and what will it cost me ?
  • Is it possible that Bath Building Society would have archive records as to whether consent to let was granted for a specific property?
  • Me and my husband want to let our house out and use the rental income to pay rent on a house in Enfield. How likely are we to be given consent to let by Bath Building Society without being forced into a new rate.
  • Am I required to get consent to let if I let to a family member (in my situation my Dad now lives there and contributes towards the Bath Building Society mortgage)?
  • I am interested in some guidance on how best to approach my mortgage lender Bath Building Society regarding a 'Consent-to-Let' application. Is this a task you can offer guidance on ?