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Need professional advice for your consent to let with Better HomeOwnership (Mortgages)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Better HomeOwnership consent to let: Q and A’s

  • Me and my husband have a Better HomeOwnership home loan and are are not in arrears, in gainful employment etc. Can you tell me how much the fees are and if Better HomeOwnership usually grant consent to let without transferring to a new mortgage product?

  • I'm just looking here for a my brother as he’s at work who has a mortgage with Better HomeOwnership. He wanted to find out if there is a fee for consent to let? He has been offered a job 120 miles away and wishes to rent out his place in the interim.
  • I plan to move house. My question is whether consent to let will be granted on my house for me to then get a loan offer for the new house so I can put in an offer without being part of a chain and then let my house out once I move. Does Better HomeOwnership give consent to let for 12 months? If so, and the rental goes well can the consent to let time limit be continued?
  • I have an offer accepted to buy a house, we have a deposit of between 20-25% for a domestic mortgage with Better HomeOwnership. The small problem is we are due to leave the country in two months for work. We are going through our financial adviser. He says if you tell this to the lender up front we will need to get a buy to let. Do go ahead with residential mortgage with Better HomeOwnership, shortly thereafter ask them if I can have consent to let? Otherwise, do we try and speak to Better HomeOwnership now and disclose there is a possibility we will move abroad in the future (nothing is definite concerning the move abroad) and see if they confirm in advance that it should not be an issue
  • I am considering moving abroad for work and would like consent to let from Better HomeOwnership whilst I am away. Is the way forward to complete the consent to let form and send it off in the post to Better HomeOwnership? Letting the property isn't to make money but to keep the house in case things don't work out
  • We are one year into a five year residential mortgage with Better HomeOwnership. Just wondering whether it's permitted to rent out the property on my existing mortgage. Will Better HomeOwnership give consent to let?
  • Last month purchased my flat and took out a mortgage with Better HomeOwnership but my boyfriend has asked me to move in with him. Would I be granted consent to let?
  • I was just wondering if there are any charges in getting consent to let on a leasehold property when I have a mortgage with Better HomeOwnership