Need Help?

Need professional advice for your consent to let with Birmingham Bank? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Birmingham Bank consent to lease

  • I own a ground floor flat but I am rarely there, considering the possibility of renting it out. My mortgage is with Birmingham Bank, would I have to convert my mortgage rate or should I apply for consent to let?
  • I have a residential property but I am moving with my girlfriend to a different town for work purposes and moreover close to her university. I would like to keep my property but it is unlikely that I can afford a BTL mortgage. It will only be short term -3 years until my girlfriend completes her degree and I can sell, or move elsewhere. My mortgage is with Birmingham Bank. Is there a chance I won't be approved for consent to let?
  • Is it possible? I have a Birmingham Bank mortgage on my property (with fair amount of equity). We are planning to move out of Cambridge and if at all possible wish to lease out our house with consent to let from Birmingham Bank and use the income from that to help get approval for a second mortgage for a house to live in. How can I fund a second mortgage without selling my old property and using the equity as a deposit for the new property. Is there anyway I can change my old mortgage to a buy to let mortgages or obtain consent to let and take on a second mortgage without having a deposit to put down.
  • I are looking to let out our garden flat in Greenwich in July. I would like some advice on what I need to do. I've just moved our Birmingham Bank mortgage to a fixed term and just need to understand the process and what information I'll need to get consent to let.
  • We are having to relocate to the US for a couple of years for my job but I don't want to change the mortgage to BTL as the intention is to move back into it when I return. Do you know if Birmingham Bank charges extra on the interest? Is there any way around this?
  • As a result of career opportunities I will be relocating to Wales and would like to rent the flat temporarily, are you able to confirm what action I need to take in order to achieve consent to let from Birmingham Bank?
  • I have a standard mortgage with Birmingham Bank - about 55% equity. I am considering relocating due to a promotion and enquiring whether consent to let would be given so I could rent out the house?
  • I have a standard mortgage with Birmingham Bank which is only seven weeks long but I have been relocated with my job. Is it possible to obtain consent to let from Birmingham Bank for a mortgage that has only just commenced and I have just purchased the property?