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Need professional advice for your consent to let with Bradford & Bingley Limited? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Bradford & Bingley consent to lease

  • Just wondered if Bradford & Bingley exercise a right to put a loading on my interest rate on a residential mortgage that has just been approved for Consent to Let at any time, onto ‘rates akin to their Buy to Let range'?

  • Under what scenarios will consent to let for a property be issued from Bradford & Bingley? How long do you have to have had ownership of the property before consent to let can be granted by Bradford & Bingley? By way of background I am a newly qualified lawyer in a home bought a few months ago. The perfect job offer requiring moving to a different city on a permanent basis has arisen. I am looking at gaining consent to let in the first instance in order to put a tenant in it to offset the expense of the Bradford & Bingley mortgage.
  • My partner and I might have to lease his studio flat out. I realise that I must obtain consent to let from Bradford & Bingley. We plan to join a landlord association if we go ahead and let the property, but which one should we register with? We've come across the RLA and National Landlords Association.
  • Our present property in Hounslow has approximately £80K equity with a home loan with Bradford & Bingley. It's a decent family house in a popular catchment and I think it would rent well. We are possibly moving for my partner’s work and were considering holding onto the house on as an investment property - would we need to change the mortgage to a B2L product or can we get consent to let from Bradford & Bingley?
  • I am considering moving in with my boyfriend but do not want to to sell my place. What is the process for getting consent to let from Bradford & Bingley, and what are the chances that this will be given?
  • I wishing to obtain consent to let for my property as I am moving out for four months currently fixed Bradford & Bingley mortgage with three years which is up on May next year.
  • I am considering moving in with my girlfriend at her home and would like to rent out my property that I acquired last autumn, I'm just not sure of the process as my property is my first home. What do I need to do to obtain consent to let from Bradford & Bingley If I obtain consent will my mortgage payments increase?
  • Do you know if there is usually a required loan to value amount before Bradford & Bingley will give consent to let?