Consent-to-let Help for Clydesdale Bank

Common questions relating to Clydesdale Bank consent to lease

• I have a homeowner mortgage over my residence in loc and intend to move to country for a couple of years. During this period it would be ideal if I could lease out my flat. My mortgage provider is withholding consent to let. I am not inclined to transfer to a buy to let loan as it’s only a short term option that I am abroad for.

• My question does not relate to consent to let, I was enquiring as to whether you have an contact details for a dedicated Clydesdale Bank help desk who deal with consent to let applications. Clydesdale Bank has a first charge over my flat.
• A friend of mine has been renting her property from the same landlord for nearly 2 years. During the past year my friend has been getting letters from Clydesdale Bank (it is apparent from the envelope). To begin with she forwarded them to her landlady's address. I was a bit suspicious as none of the landlady's post was supposed to be going there. I decided to go to my friends house and phoned Clydesdale Bank on her behalf. The guy I called at Clydesdale Bank had a long list of queries, the landlady's name her current address, information on the tenant and then said they were going to investigate whether she could legallylet out the house or if it was an offence with no consent to let. Can you shed anymore light on this?
• I am currently looking to acquire my first home however, working as a contractor. I I would like to find a lender that allows short term letting with a homeowner mortgage so that I could let the property temporarily with long periods of absence without being required to switch to a buy to let rate. Are you able to advise me on how lenders would perceive this and in particular the stance taken by Clydesdale Bank.
• I have a mortgage with Clydesdale Bank and am considering letting it for three months while on holiday. Will Clydesdale Bank consent to this?
• My marital situation has changed, and I would like to rent my place out - meaning consent to let- I have approx £200K loan with Clydesdale Bank and currently 85k equity I need to side-step the early repayment fees.
• What is the process for procuring consent to let by Clydesdale Bank? Is there certain requirements for example you must live in the property for a year before its granted?
• I would like to know if I have a residential mortgage with Clydesdale Bank and decide to rent it out, does the rate get loaded and are there any associated charges for applying for consent to let.