Consent-to-let Help for Clydesdale Bank plc

Clydesdale Bank consent to let: Q and A’s

• I have a regular mortgage over my home in loc and intend to move to country for a couple of years. During this time frame it makes financial sense to rent out my flat. My mortgage provider refuses to issue a consent to let. I don’t really want a buy to let mortgage as it’s only for a short period that I am abroad for.

• I am interested in finding out more about the conditions borrowers have to meet before consent to let from Clydesdale Bank is given. Do you know if there are any restrictions on who can be granted consent?
• I have a Clydesdale Bank mortgage on an apartment I own, in Hounslow. Last month, due to a change in personal circumstances I decided to let out the apartment, and rent a house in a different area within same loc. The personal circumstances that altered is that my partner moved in, and the flat is too small for us. I do not wish to sell the flat because the current market value is significantly lower than when I acquired the flat ten years ago. I contacted Clydesdale Bank for a consent to let which was turned down because they felt that I wanted to invest in the flat. The whole process was very stressful and frustrating. The matter is urgentas there is a prospective tenant waiting for this consent to let and may pull out.I look forward to hearing from you
• My house had been tenanted for three years between 2009-2012 while living overseas. I have a letter dated June 2010 from the lender granting consent to let. In the letter it explicitly states that the consent to let is valid for "the remaining term of the mortgage". I have not changed product since the letter was issued. I now plan to move house and rent out my existing house. However, my IFA has suggested that the 2010 consent to let letter may not be acceptable to the new lender Clydesdale Bank for the property I intend to buy.Your view would be appreciated
• How much is it to get a consent to let from Clydesdale Bank on my residential property. Last week I moved in with my husband and have a family member wanting to let out the property.
• My mortgage is presently with Clydesdale Bank and am considering whether to sell or rent in the short term but don't have the equity for a buy to let mortgage at this time. How feasible are consent to let options currently?
• My wife and I may want to lease our home temporarily due to a new job. This will be for a limited period but no more than threeyears. Should I tell Clydesdale Bank or am I best advised to keep quiet?
• We are looking in more information regarding consent to let from Clydesdale Bank. Would a valid reason be parking problems and the house is too to small for me?