Need Help?
Need professional advice for your consent to let with Danske Bank UK? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.
Sample questions relating to Danske Bank consent to let
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Due to problems with the area we live in (it's rough!), we are now looking to move. As selling the flat will trigger a hefty early repayment charges to Danske Bank of £5000, we considered that it would be sensible to rent it out. In the circumstances we need consent to let from Danske Bank only for less than a year. Will Danske Bank grant consent?
- I'm just looking here for a a colleague as he’s at work who has a mortgage with Danske Bank. He asked me to find out if there is a charge for granting consent to let? He has been in his property for two years but has been offered a job abroad away for a two year contract and was thinking about letting the flat out while he is away.
- Me and my husband and I I have a standard mortgage with Danske Bank but I would like to occasionally let the property out on AirBnB....do I need consent to let from Danske Bank?
- Me and my husband are in a tricky mortgage scenario currently. We have to rent our flat with consent to let and move to a new due to schooling. We are about to rent a house. We are finding it very difficult to find a better mortgage deal for our consent to let home. Is there is a list available as to which lenders grant consent to let and what their conditions are?
- My husband and I are looking to ask Danske Bank for consent to let out our house in Barnet. We are relocating overseas for 3 years and wish to let it out. I omitted to check this out when we got the Danske Bank mortgage, and that was due to the fact that we never anticipated an opportunity would arise such as this so was planning on occupying the property.
- Are you able to help? I am just wondering whether Danske Bank offer consent to let as an option should I decided to let out my property under a residential mortgage. Is there a specific rule for right to buy property and consent to let?
- There is a chance of me going to Hong Kong for twelve months with work. Planning on taking my partner with me and hoping to rent our UK home in the meantime on a short term basis to make things more cost effective. I was just enquiring I have filled in my application form but I'm unsure where to send it
- We need to lease out my home to be closer to my son’s uni and look after of my father. What do I need for the application of consent to let from Danske Bank?
Find out more about how flying freeholds can affect the marketability of a property.
Important warnings to consider in conjunction with the above Danske Bank consent to let Info
Tax and Legal
There are numerous potential tax and legal (from restrictions on title, lease prohibitions to planning issues) implications when letting out your property. You should always seek the advice of a solicitor and accountant before letting out your property.
Insurance
Failure to inform your insurance company of your intention to let could invalidate your insurance or leave you under-insured.This means that you could be personally liable for any claim made against you. As a minimum you should ensure that you are covered for any third party liability in respect of injuries to your tenant whilst at your property
Leasehold properties
Should the tenure of your property be leasehold, the lease may prohibit you from letting or require that you obtain the consent of the freeholder. If such conditions are not complied with you may be in violation of the lease. This could potentially result in the freeholder commencing forfeiture proceedings.
Co-ownership
Failure to advise your co-owner of your intention to let could result in them taking legal action against you. Be sure to record their consent in writing.
Your property may be repossessed if you do not keep up repayments on your mortgage with Danske Bank