Need Help?

Need professional advice for your consent to let with DB UK Bank Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: DB UK Bank consent to let

  • Frank (my fiance) and I may need to let our Croydon home temporarily due to a career opportunity. This will be for a limited period but possibly for as long as seven years. Should I tell DB UK Bank or am I best advised to remain silent?

  • I need to transfer my homeowner mortgage with DB UK Bank to a consent to let and looking for some help... I acquired my first home in Lewisham sixyears ago. After a career opportunity I moved to Dublin, and three months ago got a residential joint-mortgage with my boyfriend. I am inclined to keep with DB UK Bank and seek consent to let rather than attempt to apply for a new mortgage elsewhere, but if DB UK Bank turn me down what lenders should I approach.
  • I obtained consent to let from DB UK Bank two yrs ago but failed to need it and have since remortgaged to a new lender. I recently applied for consent to let. I was informed that it would be given since I met the criteria. However I received a letter informing me that I must provide evidence from the DWP confirming that that are aware of my current situation before they can issue consent. They said this is policy but I have not been able to find these conditions on their site. I did complain about the inference that I might intend to continue to claim help with interest from the DWP whilst receiving rental on the property. They apologised and offered to deposit £35 in my account . However i still am unable to locate this term and condition and i feel this is otherwise inappropriate I want to let my property as a way of releasing me from redress to social benefits not in order to continue with them
  • We have an existing mortgage with DB UK Bank and need clarify if it would be possible to seek consent to let out our studio flat in Hounslow.

    The purpose for wanting to find tenants for the property are as follows: -

    • My wife and I will be migrating to India next spring.
    • By letting out the property this will enable us to make some savings to help the migration process.
    • There is little merit from a monetary point of view to redeem the mortgage for a property which we are no longer living and by letting out the home this would be deemed as an ongoing investment.

    If DB UK Bank agreed that we are able to proceed with renting we would propose some financial assurances which are as follows: -

    • Continue to pay the monthly mortgage payment directly from my current account.
    • Instruct an accredited letting agent who will provide a rent guarantee scheme as a further financial protection.
    • Supply our forwarding address for when we relocate.
  • I have a mortgage with DB UK Bank on a 2 year fixed rate. I may have an opportunity for a teaching position overseas next summer. Would I be eligible for consent to let by DB UK Bank were I to accept this opportunity overseas?
  • My partner is in the process of placing an offer on a new property in Redbridge and is on to a good deal as it needs some work done. We want to rent our current property for two years and come back to live. Will I be given consent to let by DB UK Bank?
  • Six weeks ago I purchased my home and took out a mortgage with DB UK Bank but my boyfriend has asked me to move in with him. Would I be granted consent to let?
  • Do you have the address to which a Consent to Let request to be sent for DB UK Bank? Sorry about bothering you with this query.