Consent-to-let Help for Dudley Building Society

Frequently asked questions relating to Dudley Building Society consent to lease

• I am planning to email my lender Dudley Building Society explaining the following logic for me asking for consent to let ; "I am having difficulties paying the mortgage and want to move to a smaller place but can't sell. I am very concerned by failing to make payments and have considered returning the keys. If you granted consent to let that may solve things." What are the chances that this will convince them to grant me consent to let?
• Me and my partner are intending to buy a studio flat with ten per cent deposit with the aim of moving in. However in the next two years the in-laws are arranging to move to Spain for a couple of years so we would be moving into theirBromley bungalow to "housesit". Should we go ahead with a residential mortgage with Dudley Building Society would we likely encounter any issues with gaining consent to let ?
• I am interested in understanding the conditions borrowers have to meet before consent to let from Dudley Building Society is issued. Are there any restrictions on who can be issued with consent?
• It seems as though I will have the chance to go and work overseas in a couple of years. I am therefore thinking of scaling down to a newbuild property in Brent which I could rent out with less difficulty as and when required. I would aim to keep half the equity in the new flat which would be my home for a while. My current mortgage co will only issue consent to let for a year. I suspect renting it out longer term and not informing them could land me in a whole heap of legal issues. Buy-to-let seems wrong given that I will be living there, perhaps for 2-3 years initially. What type of mortgage do I ask for, and from which lender? Would, for example, Dudley Building Society provide consent to let for more than a year?
• My fiance and I have already been told to write a letter to Dudley Building Society to obtain consent to let, I'm just trying to find some guidelines on the letter? What I should or shouldn't include?
• If I let my house out with consent to let from Dudley Building Society will will theyjack up the interest rate? I am presently on a standard variable rate.
• Me and my husband spoken to someone at Dudley Building Society about switching our existing homeloan to consent to let (the existing fixed rate ends in summer next year). Can I just confirm that I need to formally put the request in writing setting out our change in circumstance to Dudley Building Society? Where do I need to send the letter to?
• I want to consider the option of leasing out my home with consent to let from Dudley Building Society whist away travelling for three months