Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc First Active? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to RBS- First Active consent to lease

  • If I were to rent out my one bedroom apartment with consent to let with RBS- First Active, what evidence would be required of the letting? If after 1 year I decided to let it on a number of holiday term rental, do I still need to supply proof to RBS- First Active, or will they leave me alone provided i keep up with the payments? For instance if I sublet the room individually at some point in the future, is there any reason for RBS- First Active to be informed and would they take issue?
  • I have a mortgage with RBS- First Active on a property and I would like to find a tenant for it out and rent an alternative house due to changes in personal circumstances - I want to move to a different location, and to live in a bigger property with my fiance. I applied for consent to let and just got a response refusing as they felt I want to invest. I as at a loss as to what to do next. The process has put me at risk since I am already committed to the new property and would have to pay both the RBS- First Active mortgage and rent payments, which could expose me financially. The matter is urgent because a potential tenant is waiting
  • My husband is in the army and he has been posted overseas we would like to get something called 'Consent to let' from our lender RBS- First Active. Can you help me?
  • I am planning to rent out my flat for a year from 10th August 2016. Is there a template letter I can use to write to RBS- First Active to apply for consent to let.
  • My RBS- First Active mortgage is coming up for renewal. We would like to apply for a new fixed rate mortgage and then seek consent-to-let. Is this possible? We don't use the house much now that our kids have grown up, and would be better used as a rental.
  • I wondered whether you could help clarify the process for gaining consent to let by RBS- First Active? Are there certain policies for example you have to live in the property for a year before its granted?
  • My mortgage is currently with RBS- First Active and am considering whether to sell or rent in the short term but don't have the equity for a buy to let mortgage at this stage. How feasible are consent to let options currently?
  • I am interested in further information concerning consent to let mortgages, potentially transferring our existing mortgage with RBS- First Active across to a consent to let one.