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Need professional advice for your consent to let with The Royal Bank of Scotland plc First Active? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

RBS- First Active consent to let: Q and A’s

  • My friend has rented her property from the same landlady for almost 18 months. For the past year my friend has received letters from RBS- First Active (it is apparent from the envelope). For the first half a dozen she forwarded them to her landlady's address. My suspicions were aroused as none of the landlord’s mail was supposed to be going there. I decided to go to my friends house and called RBS- First Active on her behalf. The gentleman I called at RBS- First Active had a long list of questions, the landlady's details, information relating to the tenant and then said they were going to look into whether she had the right mortgage and if she didn't it was an offence in the absence of consent to let. Are you able to shed anymore light on this?
  • Where a landlord opts to let out their property in the absence of consent to let via RBS- First Active - what, if any implication could there be for an agent acting for the landlord?
  • Me and my husband are in a tricky mortgage scenario currently. We have to lease our flat with consent to let and move to a new to be nearer to our daughter’s college. We now rent a house. We are finding it extremely difficult to find a better mortgage deal for our consent to let home. Is there is a list available as to which lenders grant consent to let and what their conditions are?
  • Last month I got married and my wife and I would like to buy a family home in the coming year, whilst keeping our two bedroom second floor purpose built maisonette in Brent we currently live in to rent out. Mortgage on the flat is with RBS- First Active. I wish to avoid putting myself in a situation with two residential properties and then be refused consent to let.
  • My RBS- First Active mortgage rate comes to an end this June can I move to a interest only with consent to let?
  • My wife and I wish to move home and have found a house we wish to purchase so are considering renting out with consent to let from RBS- First Active for our current property to allow us to make an offer and not lose the potential new property.
  • Would a previous extension to a mortgage term with RBS- First Active work against us once we applied to RBS- First Active for consent to let.
  • Me and my husband have a granny flat attached to our house. Do we need consent to let this from RBS- First Active? If so, what is the process if I would like to change the mortgage to consent to let?