Consent-to-let Help for First Trust Bank

First Trust Bank consent to let: Q and A’s

• My query does not specifically concern consent to let, I was hoping that you have an contact details for a dedicated First Trust Bank help desk who deal with consent to let applications. First Trust Bank has a first charge over my property.
• I have a shared ownership home in Islington and will be looking to buy out the rest of the property. However, within the next six months I may be working in Kenya for a short period of time so would like to know what approach First Trust Bank take to consent to let as I am considering a remortgage with them. I am not sure if they will lend on my property but in the meantime can you provide further detail on their consent to let criteria?
• I have found myself in the accidental landlord scenario and didnt inform First Trust Bank. I had to vacate my apartment for work purposes, so am now based in another part of the country. At first I tried to sell the flat, but prices were deflated, resulting in negative equity. This was three years ago in 2012, which has since seen the property price increase and has given me time to accumulate savings. I am in now in a position where I could transfer to a BTL mortgage and would like to remortgage at the same time. My concern is, will changing mortgage providers possibly alert First Trust Bank that I have been letting without consent to let? I am aware that I shouldn’t have done what I did, but circumstances forced my hand. Any help will be greatly appreciated?
• Me and my husband are in a complex mortgage scenario in the last couple of month. We have to rent our flat with consent to let and move to a different location to be nearer to my parents. We now rent a property. We are finding it really difficult to find a better mortgage deal for our consent to let home. Is there is a list available as to which lenders grant consent to let and what their conditions are?
• My husband and I are planning to ask First Trust Bank for consent to let out our property in Westminster. We are moving overseas for 2 years and wish to rent out the property. I failed to check this out when we took the First Trust Bank mortgage, and that was due to the fact that we never anticipated an opportunity like this would come up so was planning on being in the property.
• I wish to lease out my home. Do I simply send a letter to First Trust Bank requesting consent to let out the house?
• I took a mortgage with First Trust Bank but am informed they have a policy that they do not issue consent to let the property to a local authority. Is this true and if so, can you suggest a method to bypass this?
• I am looking at some alternative lifestyle. I have a First Trust Bank mortgage, if I become a Australian resident but wish to rent my UK house, ...what steps should I take to get consent to let. Can this be obtained on the phone ?