Need Help?

Need professional advice for your consent to let with First Trust Bank? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to First Trust Bank consent to lease

  • I am about to join the property ladder interested in a terraced house in First Trust Bank. I have a healthy deposit will be getting a mortgage from First Trust Bank. My predicament is that my partner inherited a apartment in Birmingham and I anticipate moving in next year, at which point I would have to let out my property. I have heard of consent to let but it does not sound like a guaranteed option. Can you offer any advice?

  • My brother and his girlfriend currently lodge with me at my flat. After Christmas I would like to move out of the property and in with my partner. Is it possible to get consent to let from First Trust Bank after only having the mortgage for six months?
  • The likelihood is that I will have the opportunity to work abroad in a couple of years. I am therefore possibly downsizing to a newer apartment in Lewisham which I could rent out more easily as and when required. The intention is to retain 50% equity in the new apartment which would be my home for a while. My existing mortgage co limits consent to let for a year. I anticipate renting it out longer term and not informing them could land me in a whole heap of trouble. BTL seems inappropriate when I will be living there, perhaps for 2-3 years initially. What product do I ask for, and from which lender? Would, for example, First Trust Bank give consent to let for more than a year?
  • My husband and I are soon to send the remaining details to our IFA for them to move forward with our mortgage application to purchase our first property together. My husband bought an apartment in 2003 which he co-owns with his brother. That flat has been leased out in the absence of consent to let from First Trust Bank. Fast forward to our application - our broker is seeking info on the First Trust Bank mortgage. If we come clean that there is no consent to let from First Trust Bank will it materially impact the chances of getting a mortgage?
  • Interested to know if I would be able to get consent to let from First Trust Bank enabling me to move back to my parents for 12 months and conserve some money to extend the lease on my property?
  • My First Trust Bank mortgage is coming up for renewal. We would like to apply for a new fixed rate mortgage and then apply for a consent-to-let. Is this possible? We don't use the house much now that our kids are growing up, and would be better used as a rental.
  • I am going away for work for up to twelve months... I was wondering if I was able to obtain from First Trust Bank consent to let the property out while overseas as I am reluctant to leave it unattended for that period
  • I am trying to find out if First Trust Bank will grant consent to let in a situation where we need to move closer to relatives in a different house albeit that we may move back the future if circumstances change.