Need Help?

Need professional advice for your consent to let with Fleet Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Fleet Mortgages Consent to Lease Example Support Desk Enquires

  • Can one refinance on a consent to let with Fleet Mortgages?

  • My wife and I purchased a property in 2006 with the help of a housing association, I own 50% through bank loan and rent the remaining percentage. Last year I bought a new property. I rented out my first property and moved to my new property. I gained consent to let from my lender and I believed I had consent to let from the housing association. Yesterday I had a phone call from the housing association advising they had nothing on record to evidence I had obtained consent to sublet. What are my options?
  • We have an existing mortgage with Fleet Mortgages and wish to clarify if it would be possible to seek consent to let out our ground floor flat in Bexley.

    The reasons(s) for wishing to lease out the property are are due to: -

    • Me and my wife will be relocating to Cape Town in 3 months.
    • By letting out the house this will facilitate savings to help the migration process.
    • It would be pointless from a fiscal perspective to pay outright for a property which we are no longer living and by leasing out the place this would be deemed as an ongoing investment.

    If Fleet Mortgages agreed that we are able to proceed with renting we would propose some financial commitments to include: -

    • Continue to pay the monthly mortgage payment directly from my bank account.
    • Use an accredited letting agent who will provide a rent guarantee scheme as a further financial safeguard.
    • Provide our contact details for when we move.
  • A friend of mine recently sought CTL from the Woolwich which they declined as the mortgage had not been going for even half a year. I am about to request consent to let from Fleet Mortgages. Do they adopt the same rule?
  • If I let my house out with consent to let from Fleet Mortgages will will theybump up the interest rate? I am presently on a fixed rate for three years.
  • Was wondering how to precure a consent to let from Fleet Mortgages with whom I have a mortgage with. There is a remaining balance of 47k. The value of house is 220k. Property is in my name but my wife and I would like to purchase a studio flat in Waltham Forest we have seen together. How do we go about it?
  • Last month purchased my flat and took out a mortgage with Fleet Mortgages but my boyfriend has asked me to move in with him. Would I be allowed consent to let?
  • Would you be able to help me? What do we need to do to get consent to let from Fleet Mortgages? And what are the charges?