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Need professional advice for your consent to let with Fleet Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Fleet Mortgages consent to let: Q and A’s

  • Me and my partner were looking to buy a garden flat with 30k deposit with the aim of living there. Somewhat fortuitously the in-laws are arranging to move abroad If we were to go ahead with a residential mortgage with Fleet Mortgages would we likely encounter any issues with switching to consent to let ?
  • I am a couple of years into a five year fixed term mortgage and intend to take an overseas job so would like to rent out my property for 2 years. My loan to value is in the region of 65%. Are you able to clarify if Fleet Mortgages will load the interest rate for consent to let for the period of my letting?
  • I have a one bedroom apartment in Hillingdon which I bought in 2007 and which I have since remortgaged with Fleet Mortgages on a fixed rate which ends next February. If I want to rent out the property whilst I go travelling what do I need to do and is there a time limit? Are there any other financial repercussions when seeking consent to let?
  • I have found myself in the accidental landlord scenario and failed to inform Fleet Mortgages. I had to leave my flat for career reasons, so now rent in another part of the country. At first I attempted to sell the flat, but prices were low, which meant I was in negative equity. This was a couple of years ago in 2011, which has since seen the property price increase and has allowed me time to save. I am in now in a position where I could switch to a BTL mortgage and would like to remortgage at the same time. My concern is, will changing mortgage providers possibly alert Fleet Mortgages that I have been letting without consent to let? I am aware that I shouldn’t have done what I did, but circumstances backed me into a corner. Can I change to a BTL without Fleet Mortgages knowing what I’ve done?
  • Do you specifically deal with enquiries regarding Fleet Mortgages or all of them?
  • I have a Fleet Mortgages home loan currently and potentially want to let it out temporarily with consent from Fleet Mortgages for (eighteen months). Just wanted to know is it something that is obtainable relatively quickly?
  • Morning? I am just wondering whether Fleet Mortgages offer consent to let as an option should I decided to rent out my property under a homeowner mortgage. Is there a specific rule for right to buy property and consent to let?
  • I have Fleet Mortgages mortgage and am thinking of letting the property. I am lead to believe that I would need a consent to let to do this...is that right ?