Need Help?

Need professional advice for your consent to let with Gen H? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Gen H Consent to Lease Example Support Desk Enquires

  • I currently let out my flat in Waltham Forest. I didn't get consent to let. I moved to Surrey for a job opportunity and couldn't do a commute but was nervous that Gen H would charge me a small fortune so I decided to take the risk. I'm looking to do the right thing now... basically continue leasing it but with consent. Can you offer any advice as to how I go about doing this?
  • What information do Gen H need to to determine whether to grant consent to let. I am on a five year fix with them. I have a good track record of mortgage payments over several years. I am planning a move to the countryside due to surprising growth of family. I will be staying with my existing job and my annual income has gone up 20% since I took the mortgage out.
  • I have an offer accepted to purchase a house, we have a deposit of between 20-25% for a domestic mortgage with Gen H. The small problem is we are due to go overseas in 2 months for work. We are using a financial adviser. He says if you tell this to the lender in advance you will need to get a buy to let. Do go ahead with residential mortgage with Gen H, in a couple of months seek consent to let? Alternatively, do we try and contact Gen H at this point and say there is a possibility we will move abroad in the future (nothing is definite regarding the move abroad) and see if they agree before hand that it wouldn't be a problem
  • I acquired a one bedroom apartment in Islington in 2009 and remortgaged with Gen H on a rate which expires in the later this year. If I go abroad and want to let out my property what would I need to do to get consent to let and what are the consequences?
  • I’ve already let but only just dawned on us that Gen H should've been told and consent to let applied for - can this be obtained retrospectively?
  • My two year fixed rate with Gen H is due to come to an end soon I will go on to the current variable rate. I would like to know if consent to let by Gen H is a foregone conclusion, if there are cost, and if there conditions?
  • How much of my loan allowance will be made available to borrow if I change my mortgage to a consent to let with Gen H?
  • Our Gen H mortgage is coming up for renewal. We would like to apply for a new residential mortgage and then apply for a consent-to-let. Is this possible? We don't use the house much now that our kids are growing up, and would be better used as a rental.