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Need professional advice for your consent to let with Gen H? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Gen H consent to let: Q and A’s

  • Soon to be packing up as my better half and I intend to relocate to Dubaiin Month, initially temporarily but it could be longer term. I'm in the process of writing to Gen H for consent to let out my home in Gen H. I have been with Gen H for 6 years and I have never had any arrears. Gen H say, that even if they do agree, that this is a short term consent for a single year. What happens after one year?

  • I have a Gen H mortgage and have been letting out my apartment omitting to get consent to let, which I am now led to believe means I am in breach of my mortgage contract. I think I have come onto their radar that I am not residing there. What negotiating options do I have if I don't sell it in time before they become aware I have breached my Ts and C’s?
  • My boyfriend and I (co-owners) are in the process of refinancing with Gen H. I was doing some research concerning consent to let from Gen H to understand the rules around potentially leasing our current apartment out (probably in a in a couple of years time) if we moved away. The property in question was a first-time purchase for us about 2 years ago. We are living there now.
  • At the moment I am looking to purchase my first property however, I am self employed. I want to chose a mortgage company that allows short term letting with a homeowner mortgage so that I could let the property for no more than six months with long periods of absence without being compelled to a BTL rate. Can you let me know how lenders would perceive this and specifically the stance taken by Gen H.
  • I have a mortgage with Gen H at present and just wondering about the processes of getting a 'consent to let'
  • Six months ago I purchased a property with a Gen H mortgage. However I am presently living with mother and father. I don't want to move in until next summer due to some family reasons. In meantime can I let out the property with consent to let?
  • We have a mortgage with Gen H and would be thinking about purchasing another main residence and then subsequently renting our current house out. Would I require consent to let from Gen H?
  • I have a standard homeloan with Gen H. I purchased the property in September last year. How difficult will it be to get consent to let.