Need Help?

Need professional advice for your consent to let with Habito? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Habito Consent to Lease Example Support Desk Enquires

  • I will soon be emigrating to Dubai. Rather than sell my house, I would like to rent it out, just in case things don’t pan out. My present mortgage is with Habito. If I looked to remortgage would a new lender see this as me attempting to avoid a Buy To Let mortgage, of which there is very restricted availability for 80% LTV, and therefore refuse my application for Consent to Let?
  • For some years now I have a I have had a mortgage with Habito. My other half has recently acquired a house in Newham and he has asked me to move in with him. Is it possible for me to rent out my property with consent to let in case I need to move back? Also what legal documents must I provide Habito with when filling in the consent to let application?
  • I would like to see if I can receive consent to let on my current home. I have a mortgage with Habito but my situation has changed. I'm looking to move in with my partner and daughter who have a house and is larger than my 1 bed home. I am unlikely to qualify for a buy to let loan as I don't have money for a deposit nor do I earn in excess of £25000 a year.
  • My friend is intent on letting his flat out without consent to let via his mortgage provider Habito. He has been on an interest only loan since 2010. Outstanding amount is £99k, having paid for the flat for around £110k. If he lets the flat out privately, exactly what sanctions is he likely to face?
  • Habito. Will they issue consent to let a property for a couple of years? I will move back in again as an owner.
  • I am considering relocating with work and would need to rent my property out. I have a mortgage with Habito. My property is worth approx £250k and owe £57k on it. Do you think Habito increase my mortgage rate?
  • Am I required to get consent to let if I rent to a family member (in my case my Dad now lives there and contributes towards the Habito mortgage)?
  • I currently have a residential mortgage with Habito and plan on letting due to work being based in Luton. In seeking consent to let from Habito do I run the risk of them forcing me to change deal to buy to let