Need Help?

Need professional advice for your consent to let with Habito? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Habito consent to let

  • I'm looking to apply to Habito for consent to let on my existing residential property in Hackney. I am hoping to release equity from my existing house ahead of this, and using that money to purchase a second home. I will stay in that property whilst doing it up for nine months at which point I intend to sell it then move back to my existing property. Is this something Habito will consider consent to let for or does this fall outside the standard criteria?
  • I want a bit of preliminary feedback to consider if consent to let is a viable proposition. I completed the purchase of my flat 8 months ago by transferring an existing Habito mortgage product. My fixed rate expired four months ago. I'm currently considering moving in with a new partner who has his own property and mortgage also with Habito, which I would not seek to be added to. I don't want to sell my property yet because I'm unsure of whether the new move will work out. I don't want to move to a B2L mortgage yet for 2 reasons: 1) I need to find out whether letting my property is a viable option for myself and 2) I need to raise extra capital to meet the 65% LTV ratio required for a BTL loan. Ideally I would like to obtain consent to let from Habito for a couple of years in order to be more secure in becoming a possible landlord and to generate the capital. If at the end of the consent to let period I was unsure I would probably either sell my property or, depending on the new relationship working out, resume living there.
  • I purchased a garden flat in Croydon in 2009 and remortgaged with Habito on a rate which expires in the coming months. If I go overseas for work and want to let out my property what would I need to do to get consent to let and what are the consequences?
  • Need some advice about leasing a property and consent to let. In the coming months I want to move in with my partner. The council would like to rent my flat for 5 years guaranteed with rent and service charges covered. The flat was purchased with a mortgage by Habito. Please help
  • I'm currently have a Habito mortgage and want to apply for it a consent to let, what do I need to do?
  • I was just looking into consent to let as it's something potentially I require from Habito within the next 12 months. Our marital situation has changed, and I wish to lease my property out
  • I'm thinking about letting my property on a residential mortgage with Habito what is the procedure for getting consent to let?
  • I am trying to find out if it is possible to get a consent to let mortgage with Habito rather than a buy to let mortgage