Need Help?

Need professional advice for your consent to let with Hampden & Co plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Hampden consent to let

  • My partner and I may need to rent out our Southwark home for a while due to me taking a sabbatical. This will be temporary but possibly for as long as 2 years. Should I tell Hampden or do I not rock the boat?

  • Within the next few days I intend to apply to Hampden to obtain consent to let out my home in Hampden. However I have put the house on the market but there are no takers and forking out for a full mortgage, council tax and insurance on unoccupied house is draining me financially. What approach would Hampdentake if I have the house on the market?

  • We have a residential mortgage with Hampden. This has been in place since 2009. We are potentially letting out our property and renting in an area close to our kid’s school until we find the right home to buy. Do Hampden usually give consent to let and do they up the mortgage rate?
  • I have a property in Wandsworth with a Hampden mortgage but have not lived there for a while. My brother moved in but is there rent free. At the moment I live in rented accommodation and am keen to buy a house. I have identified an ideal property at reasonable price. I have enough of a deposit to use on the house I am interested in but would be a financial strain to pay enough off the old property to change it to a BTL mortgage simultaneously. Can I transfer the current Hampden mortgage for my old property into a consent to let and use my reserves to pay a larger deposit for the domestic mortgage on the property that I want to buy?
  • Hampden domestic mortgage. Will they issue consent to let a property for 18 months? I plan to return as an owner.
  • If I let my house out with consent to let from Hampden will there be any rate increase? I am presently on a standard variable rate.
  • Please can you tell me the circumstances under which Hampden will refuse a consent to let application?
  • I am looking at some alternative lifestyle. I have a Hampden mortgage, if I become a non-UK resident but wish to rent my UK house, do I need to get consent to let from Hampden to do this ?