Consent-to-let Help for Hampden & Co plc

Recently asked questions relating to Hampden consent to lease

• What's the difference btw consent to let and buy to let? What is the consent to let rate offered by Hampden?
• I have a Hampden mortgage on an apartment I own, in Bexley. Last month, resulting from a change in my circumstances I decided to rent out the flat, and rent another property in a different area within same loc. The state of affairs that changed is that my partner moved in, and the flat is too small for our needs. I would rather not dispose of the flat because the current market value is significantly lower than when I acquired the flat in 2005. I contacted Hampden for a consent to let which was refused as they determined that my intention was to invest in the flat. The whole process was very stressful and frustrating. There is a sense of urgencyas I have a prospective tenant waiting for this consent to let and could pull out.Yours sincerely
• I have a property that's presently under shared ownership (My share is 50%) purchased in July 2014. I am currently going through the full purchase of the house. Me and my wife have also got a second house that we are looking to purchase. Mortgage in principle has been approved by Hampden. I would like to know that I will be able to put the current house through consent to let as soon as the remainder share has been purchased so, that we can start the process of purchasing the new house
• Twenty years ago I was issued with permission by the local authority and my mortgage provider Hampden to convert a small barn into a granny annex, conditional on it not being sold separately from my property. My parents died some years ago and I would now like to lease it out with consent to let from Hampden. Do you think this will be possible?
• I have Hampden mortgage and am considering leasing out the property. I am lead to believe that I would require consent to let to do this...is that right ?
• I am already leasing out my property but may have been found out. I have four months remaining on my fixed rate. How straightforward is it to get consent to let from Hampden. Is it just a five minute phone call, pay the fee and that's it?
• Just wanted to know how to obtain a consent to let from Hampden who I have a mortgage with. There is an outstanding balance of 47k. The value of property is 220k. Property is in my name but my wife and I would like to purchase a maisonette in Ealing we have seen together. How do we go about this?
• I am looking at taking a job in France and have been advised that I need to let Hampden know so my mortgage is under consent to let? Please could you clarify the best way to go about this?