Need Help?

Need professional advice for your consent to let with Harpenden Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Harpenden Building Society consent to lease

  • I have my studio flat in Havering on the market but despite a couple of viewings there is a lack of interest so far. As a backup option I am considering renting out the property if cant find a buyer. I dont anticipate a problem getting consent to let from the freeholder. My IFA has told me that in such a scenario I may have to switch to a buy to let product yet I probably don't have enough equity needed. What's the worst that could happen if I were to just keep the existing Harpenden Building Society home loan and let the property out without telling them I was told that they can put a marker on you for mortgage fraud once find out. Is that right?
  • I'm purchasing a 2 bed flat in Islington. My intention is to reside there for 6 months, and then move into a bigger apartment. As opposed to selling the first apartment I'd like to let it out so that it form part of an investment portfolio. Do you know if Harpenden Building Society would grant consent to let after half a year?
  • I need to change my homeowner mortgage with Harpenden Building Society to a consent to let and looking for some advice please... I bought my first home in Hendon sixyears ago. After a new job opportunity I moved to Glasgow, and three months ago got a residential joint-mortgage with my boyfriend. I am inclined to stay with Harpenden Building Society and seek consent to let rather than attempt to apply for a new mortgage elsewhere, but if Harpenden Building Society refuse what lenders can I approach.
  • I moved out of my flat about five months ago but didn't get around to get a consent to let letter, primarily because the mortgage fix rate period is ending next month and I am thinking about getting a new mortgage anyway. I want to ask for the letter now, is that going to be tricky?
  • I am seeking from Harpenden Building Society consent to let out my flat in Hackney. I am going to move in with my grandfather as I am off work through ill health.
  • I am looking to Harpenden Building Society to issue me with consent to let out my basement flat in Hounslow. I am moving to care for my elderly father who has severe complex heart failure
  • My two year fixed rate with Harpenden Building Society is about to expire shortly and I will move on to the standard variable rate. Can you tell me whether consent to let from Harpenden Building Society is a foregone conclusion, if there are cost, and if there conditions?
  • Are you aware of any discretion in the accepted equity amount before transferring from an existing Harpenden Building Society mortgage to a consent to let?