Need Help?

Need professional advice for your consent to let with Hinckley and Rugby Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Hinckley and Rugby consent to lease

  • Finding myself in an impossible situation with a Consent to Let home loan. Having sought consent to let my lender has asked me to provide them with a signed tenancy agreement before they will grant consent. If I get a signed tenancy agreement would I not be breaching the terms of my existing mortgage?

  • I'm looking to remortgage our old one bedroom apartment, currently tenanted with consent to let from Hinckley and Rugby, onto a BTL rate as we are unlikely to be moving back into it now since we have our family home. So, I'm assuming I need a specialist financial adviser for this and I am not really familiar with what my options are. Can you offer any advice on an efficient broker service specialising in BTL?
  • I am expecting any day now a mortgage offer from Hinckley and Rugby for a two bedroom flat. I have applied through Right to Buy. It is a capital and interest mortgage. I am curious as to what is the main criteria Hinckley and Rugby adopt in order to grant customers consent to let? Is consent to let based on the rental yield of a property?
  • I have been serving in the Royal Air Force for six years and planning to purchase a home with a Hinckley and Rugby mortgage. I would like to obtain consent to let this house to my parents. In the future I would reside in the property with my wife and kids when I leave the Royal Air Force. Will I need to apply to my superior officer to request permission to rent it out?
  • I wish to lease out my home. Do I just send a letter to Hinckley and Rugby requesting consent to let out the house?
  • Me and my partner are thinking about applying to Hinckley and Rugby to obtain consent to let our house, how long does it take between sending the forms to us finding a letting agent and listing our house for rent? and are there any other steps we will need to go through?
  • Me and my OH and I have a mortgage with Hinckley and Rugby and would be thinking about buying another main residence and then subsequently renting our current house out. Do I need consent to let from Hinckley and Rugby?
  • I am trying to find out if Hinckley and Rugby will grant consent to let in a situation where we need to move closer to relatives in a different house albeit that we may move back the future if circumstances change.