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Need professional advice for your consent to let with Hinckley and Rugby Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Hinckley and Rugby consent to let

  • Is it possible to remortgage on a consent to lease with Hinckley and Rugby?

  • What do I do if my request to obtain consent to lease is turned down by Hinckley and Rugby?

  • For two years now I have been with Hinckley and Rugby and have just renewed a fixed rate. The LTV is around 28%. Unfortunately we need to move into my elderly mother-in-law's home to care for her, it would preferable to lease our house out - do I require consent to let from Hinckley and Rugby and is it likely to be expensive?
  • I have a standard mortgage coming up for renewal with Hinckley and Rugby. I have had the house let out for a few years and I now realise I should come clean to Hinckley and Rugby. I am led to believe that I can request consent to lease, but bearing in mind that the property has already been let out could they refuse - insist I switch a BTL rate and issue a penalty? I have over 50% equity in the house - and the rent will more than cover the mortgage.
  • My husband and I took out a mortgage with Hinckley and Rugby a few months ago and although it's still early days we may have to relocate around next Summer and would like to be able to lease our property out. Would this be possible with a non- BTL mortgage?
  • I want to apply for consent to let from my lender Hinckley and Rugby to let out my property. . Do Hinckley and Rugby give consent to let in this scenario?
  • Do I require consent to let if I rent to a family member (in my case my brother now lives there and contributes towards the Hinckley and Rugby mortgage)?
  • One year into a mortgage with Hinckley and Rugby due to job offer.. need to move. Do you think I can get buy to let or consent to let.