Need Help?

Need professional advice for your consent to let with Hodge Life? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Hodge Life consent to let

  • We have a Hodge Life home loan and are never missed a loan payment, both employed etc. Can you tell me how much it will cost and if Hodge Life are likely to give us consent to let without porting the loan to a commercial rate?

  • Am in possession of a mortgage offer from Hodge Life, but we are running up against a serious block. My husband works in a boarding school, and as such living quarters is a perk of the job. We wish to purchase a one bedroom apartment to get on the ladder, and let it out while we're based at the school. I had thought Hodge Life would grant consent to let from the outset of the mortgage. It transpires that I may not be granted consent to let. Can you give me any suggestions?
  • How easy is it to switch a residential mortgage with Hodge Life to a consent to let. It will be less than 70% ltv and it would alter from repayment to an interest only mortgage?
  • How long must you own a property before one is eligible for consent to let with Hodge Life? If granted, can it be cancelled months later?
  • Will Hodge Life want to know my reasons for applying for consent to let? Is it wise to inform them of my potential move abroad?
  • I have a mortgage with Hodge Life taken 3 months back where I moved from another mortgage provider. Can I now rent my property with consent to let from Hodge Life as I am looking to purchase another property.
  • I have a mortgage with Hodge Life. I am considering moving out and letting out my house. Do I need a consent to let ?
  • What are the implication if I have already rented out the property for a number of years as an HMO and now want to legalise the situation with Hodge Life by getting consent to let ? (work on the basis that Hodge Life had in the past granted a homeowner mortgage on it some time ago)