Need Help?

Need professional advice for your consent to let with Hodge Life? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Hodge Life consent to lease

  • I am a first time buyer hoping to complete on a small house in Hodge Life. I have a 50% deposit with a mortgage from Hodge Life. My concern is that my partner owns a flat in Birmingham and I hope to be moving in next year, at which point I would want to let out my house. I have heard of consent to let but it does not sound like a guaranteed option. Can you offer any advice?

  • I am in an impossible situation with a Consent to Let mortgage. In response to requesting consent to let the bank has requested evidence of an executed tenancy agreement before they will grant consent. If I get a signed tenancy agreement would I not be breaching the terms of my existing mortgage?

  • I have a residential property but I am moving with my girlfriend to a different city for career reasons and moreover near her university. I would prefer to keep my house but it is unlikely that I can afford a BTL mortgage. It will only be short term -three years until my girlfriend completes her degree and I can sell, or move elsewhere. My mortgage is with Hodge Life. Is there a chance I won't be approved for consent to let?
  • We are in need of a larger house so our kids don't have to bunk together. We are planning to purchase another house next year. Our house is worth £185k and we have about £65k left to pay on the Hodge Life mortgage. We would prefer to keep this house as an investment property and rent it out with consent to let. Can you have a mortgage on two properties at the same time or do we need to fully pay off our current mortgage first?
  • I am just finding out some information at this stage. My boyfriend has asked me to move in with him and I have been trying to sell the flat but have had no luck whatsoever despite several decreases in price. So now I want to know what I would need to do to get consent to let from Hodge Life
  • I have tenants ready to move in and I have mortgage offer from Hodge Life on new house on condition of consent to let for original house. How long should it take to receive letter once I send back a completed application with cheque.
  • Assuming that I was successful in obtaining consent to let from Hodge Life, could I sell during the consent period? Is it possible that I would incur any penalties?
  • Do you have the address to which a Consent to Let request to be sent for Hodge Life? Sorry about bothering you with this query.