Need Help?

Need professional advice for your consent to let with Intelligent Finance? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Intelligent Finance consent to lease

  • I have a residential mortgage over my property in loc and am due to relocate to country for three years. During this time frame I want to lease out my flat. My lender will not provide me with consent to let. I am not inclined to transfer to a buy to let loan as it’s only for a limited time-frame that I am abroad for.

  • My fiance and I have a domestic mortgage with Intelligent Finance. I have been offered a property as part of my job and would like to rent out my existing property. My mortgage broker seems confident that it is a simple process. Can you give me some information please?
  • I have just received a mortgage offer with Intelligent Finance. I am hoping to complete in the next few weeks, however it looks as though I may be posted abroad for work. Would it be possible for me to receive consent to let from Intelligent Finance within a few months of completing. Are there any other options open to me?
  • I have a homeowner mortgage coming up for renewal with Intelligent Finance. I have had the house let out for two years and I think I should have disclosed this to Intelligent Finance. I am led to believe that I can seek consent to lease, but given that the property has previously been let out could they refuse - insist I go onto a BTL rate and issue a penalty? I have over 25% equity in the house - and the rent will more than cover the monthly loan payments.
  • I’m about to finish the fixed rate period of my 2 year fix with Intelligent Finance and change on to the current variable rate. I would like to know if consent to let from Intelligent Finance is a foregone conclusion, if there are cost, and if there conditions?
  • My brother and I have a mortgage with Intelligent Finance on our garden flat in Merton. We are hoping to buy a new house to move into. How do I move our existing mortgage on to consent to let?
  • Not sure if you can help What do I need to do to get consent to let from Intelligent Finance? And how much equity is needed?
  • About to remortgage my house but I will potentially moving out in the near future and would be looking to let it out. Do you think I can get buy to let or consent to let from Intelligent Finance?