Consent-to-let Help for Ipswich Building Society

Frequently asked questions relating to Ipswich Building Society consent to lease

• We've been renting my wife's old house out with "consent to let" from Ipswich Building Society on a residential mortgage for the last three years. Ipswich Building Society have just written retracting their consent to let if we do not switch to one of their "buy to let" mortgages.

• My plan is to move house. The query I have is whether consent to let will be granted on my house for me to subsequently get a mortgage for the new house so I can effectively bid chain free and subsequently rent my property out once I move. Does Ipswich Building Society grant consent to let for nine months? If so, and the letting goes to plan is it possible for the consent to let time limit be prolonged further?
• I have an existing Ipswich Building Society loan on a property for the last ten years. Since then I've married and moved into my husband’s home. My property is currently vacant and have a choice to sell or let it out. Clearly this could be a long term agreement as I can't see me move back in. What should I advise Ipswich Building Society with a view to obtaining consent to let?
• I am in the armed forces and intending to buy a home using a Ipswich Building Society mortgage. I would like to get consent to let the house to my sister. In the future I would live in the property with my family when my military career comes to an end. Is this feasible?
• We are endeavouring to find out which mortgage providers are best for allowing consent-to-let without hiking up rates, and hopefully allowing in excess of two years where required. Is that something you can help with? We are particularly interested in Ipswich Building Society
• Do you know if I can retain my existing homeowner mortgage with Ipswich Building Society if I start renting out? If the consent to let is given will they load the interest rate?
• Last month acquired a one bedroom second floor purpose built maisonette in Croydon. I am first time buyer. I am moving Ireland next month, can I get consent to let from my lender Ipswich Building Society or do need to wait for at least 6 months?
• I am interested in consent to let for my home mortgaged with Ipswich Building Society. How do I move forward? Do I have to contact Ipswich Building Society and get them to agree?