Consent-to-let Help for JPMorgan Chase Bank, N.A.

Common questions relating to JPMorgan consent to lease

• I am a first time buyer in the process of trying to buy a flat. However I am potentially also going to be moving abroad within the next couple of years. I have mentioned this to my financial adviser who has informed me as long as nothing has been signed or confirmed you can go ahead and apply for a residential mortgage with JPMorgan. Once that's complete if it transpires that I need to move abroad he said can apply for a consent to let from JPMorgan. How would the property be treated for CGT purposes? From what I can tell there is some sort of tax relief if you have had to vacate your property to move abroad for work. is that right?
• A colleague recently asked for CTL from the Woolwich which they refused citing that the mortgage had not been in place for six months. I am about to seek consent to let from JPMorgan. Do they take the same stance?
• I currently have a mortgage with JPMorgan and the loan to value is currently 45% with the JPMorgan current book value and I'm looking to purchase a further property but would like to keep my current property at the current market value. I have had CTL from Northern Rock on a previous property so know a bit about them and I also have buy to let with Mortgage Express on another property. Does the expected rental income on a consent to let with JPMorgan need to exceed the mortgage repayments? I have a fixed rate which I tied into a fixed rate and left the term at 18 years so it was paid off as early as possible, obviously this leaves with quite a high monthly cost.
• At the moment I am looking to buy my first property however, working as a freelancer. I want to chose a mortgage provider that allows short term letting with a residential mortgage so that I could rent out the property for 6-9 months with long periods of absence without being forced into a buy to let rate. Are you able to advise me on how lenders would view this and specifically the stance taken by JPMorgan.
• Due to job opportunities I will be moving to Wales and would like to let out my flat temporarily, are you able to confirm what action I need to take in order to achieve consent to let from JPMorgan?
• I want to let out a room in my flat in Hackney. Do I need consent to let from my lender JPMorgan?
• Is it the case that a previous extension to a mortgage term with JPMorgan be held against us when we applied to JPMorgan for consent to let.
• We have four months to run on a two year residential mortgage with JPMorgan but now lease the house out. Can I assume they will just charge a flat fee for consent to let?