Need Help?

Need professional advice for your consent to let with Kensington Mortgage Company Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Kensington Mortgage consent to let

  • I have a 1st time buyer mortgage with Kensington Mortgage and will be joining the Royal Fleet Auxiliary in August. This is a civilian manned fleet run by the MOD. I will be at sea four months on and three months in the UK. Whilst on assignment I want to rent out my property in Havering and live with my father when on shore. If Kensington Mortgage refuse are there lenders that might be amenable?
  • How long do I need to have a further advance from Kensington Mortgage before one is eligible for consent to let. Can I call a member of your team to explore my options please?
  • I have a apartment in Bromley with a Kensington Mortgage mortgage but I no longer reside there. My dad moved in but pays no rent. I currently live in rented premises and am looking to purchase a house. I have come across an ideal property at an attractive price. I have enough of a deposit to put down on the house I am interested in but would find it difficult to pay enough off the old property to change it to a buy to let mortgage at the same time. Can I switch the current Kensington Mortgage mortgage for my old property into a consent to let and use my savings to pay a larger deposit for the residential mortgage on the property that I want to buy?
  • I need to decide what to do ie let or sell. The property has a mortgage against it with Kensington Mortgage (with quite a bit of equity). We are planning to move out of Manchester and if at all possible want to rent out our house with consent to let from Kensington Mortgage and use the income from that to help secure a 2nd mortgage for a house to live in. How can I fund a second mortgage without selling my old property and using the equity as a deposit for the new property. Is there anyway I can change my old mortgage to a buy to let mortgages or obtain consent to let and take on a second mortgage without having a deposit to put down.
  • I wish to rent a room in my apartment in Enfield. Do I require consent to let from my mortgage co Kensington Mortgage?
  • We have a consent to let letter that I have attained from my management company. I would think I need to attaching this with a letter to Kensington Mortgage with a view to obtaining consent to let from them. What address shall I send it to?
  • Me and my partner and I would like to obtain consent to let on a house where we have a mortgage with Kensington Mortgage. If issued, how long would consent be given for? In seeking consent to let from Kensington Mortgage are we running the risk of them forcing us to change deal to buy to let
  • Are you aware if there is usually a required LTV before Kensington Mortgage will give consent to let?