Need Help?

Need professional advice for your consent to let with Kent Reliance (a trading name of OneSavings Bank plc)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Kent Reliance consent to let: Q and A’s

  • My wife and I have a Kent Reliance home loan and are are not in arrears, both employed etc. Do you know how much it will cost and if Kent Reliance are likely to give us consent to let without transferring to a commercial rate?

  • I have a residential mortgage over my home in loc with the intention of moving overseas to country for three years. During this time I want to rent out my house. My lender has declined to grant me consent to let. I am not inclined to transfer to a buy to let loan as it’s only for a limited time-frame that I am abroad for.

  • I was thinking of renting out my apartment and generate some income during my vacation. It only a short term measure for a couple of weeks. Is advanced consent to let from Kent Reliance required?

  • Earlier this week I received a decision in principle from Kent Reliance for a detached house. I have applied via a broker. It is a 20 year mortgage. I am curious as to what is the main criteria Kent Reliance adopt in order to allow borrowers consent to let? Is consent to let based on the rental multiple on a property?
  • Just looking for some advice. I currently have a mortgage in place with Kent Reliance. I have had approval to temporarily rent out my GFF from the managing agents and they asked if I have consent to from Kent Reliance.
  • I would like to know if I have a domestic mortgage with Kent Reliance and decide to let it out, does the rate get loaded and are there any additional fees for obtaining consent to let.
  • I would like some advice on how best to approach my mortgage lender Kent Reliance regarding a 'Consent-to-Let' application. Is this a task you can assist me with ?
  • What are the implication if I have already rented out the property for some years as an HMO and now wish to legalise the situation with Kent Reliance by obtaining consent to let ? (work on the basis that Kent Reliance had already issued a standard mortgage previously)