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Need professional advice for your consent to let with Kent Reliance (a trading name of OneSavings Bank plc)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to Kent Reliance consent to lease

  • A friend of mine suggested that this Christmas I rent out my cottage and generate some income whilst on holiday. It’s only for four weeks. Do I need consent to let from Kent Reliance?

  • If I decided to let out my one bedroom apartment with consent to let with Kent Reliance, what evidence would be required of tenancy? If after 1 year I decided to let it on a number of short term lets, am I still required to supply evidence to Kent Reliance, or will they leave me alone as long as they receive payment each month? For instance if I let the rooms individually at some point in the future, is there any reason for Kent Reliance to be informed and would they take issue?
  • A colleague recently asked for CTL from the Woolwich which they declined because the mortgage had not been in place for six months. I am about to seek consent to let from Kent Reliance. Will they adopt the same rule?
  • Me and my wife bought a house in Newcastle and will be moving to Amersham at the end of February. I have a letting agency and tenant ready. I was proposing to leave everything as it stands as I'm afraid Kent Reliance will insist that I change my mortgage rate over to a buy to let which is not financially feasible. I appreciate that it would be preferable to get a consent to let via Kent Reliance but am afraid if I show my hand it would result in no end of issues
  • When it comes to consent to let from Kent Reliance am I supposed to inform them every time we get a new tenant and forward them a duplicate of the lease document?
  • Kent Reliance residential mortgage. Will they grant consent to let a property for three years? I will move back in again as an occupier.
  • How do I go about getting a consent to let application form from Kent Reliance and how quickly can I get the consent?
  • I am intending on moving inside the next six months and would like to lease my property out. My interest rate is fixed with Kent Reliance. I am concerned that a 1% increase would be too much if that was linked to receiving consent to let