Need Help?

Need professional advice for your consent to let with Kent Reliance (a trading name of OneSavings Bank plc)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Kent Reliance consent to let

  • I have had consent to let from Kent Reliance for a while now but they now want to speak with me and I expect their motivation may be to rid themselves of me. Are you able to assist?
  • Current property valued at £250k. Remaining mortgage £32k with seven years to run. Obtain consent to let from Kent Reliance for current flat and make use of income to pay off the last few years of the loan. Apply for 70 per cent Kent Reliance mortgage on new property that becomes my main home? Is this possible?
  • I have had a Kent Reliance mortgage on a property for the last ten years. I am now married and moved into my husband’s home. As of today the property is empty and have a choice to sell or have someone occupy. Chances are that this could be a long term agreement as the probability of moving back is low. What should I advise Kent Reliance with a view to obtaining consent to let?
  • Last Summer I vacated my house in a rush and rented out the property. I know I needed consent to let by Kent Reliance but was unsure what the future would hold and it slipped my mind to get consent. I'm now in the position where I want to sell that house and switch the Kent Reliance mortgage to a new flat. I can't see a path to do this without finding myself at the behest of Kent Reliance for failing to obtain consent to let. When switching, at the time of selling, you must say you intend to "port the rate" and endure a new set of affordability checks. Although I do not envisage difficulties with affordability, the credit check will reveal I don't live there any more.
  • I would like consent to let on my Islington apartment from Kent Reliance. I will be leaving the UK for a period of time so wish to know if I am able to rent out my apartment
  • I have a consent to let letter that I have obtained from my management company. I would think I need to attaching this with a letter to Kent Reliance with a view to getting a consent to let from them. What address shall I forward it to?
  • I have a mortgage with Kent Reliance at present and just wondering whether Kent Reliance currently allows consent to let
  • Me and my brother took a mortgage with Kent Reliance but am told they have a stipulation that they do not issue consent to let the property to a local authority. Is this true and if so, is there a method round this?