Need Help?

Need professional advice for your consent to let with Kent Reliance (a trading name of OneSavings Bank plc)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Kent Reliance consent to let: Q and A’s

  • I have been granted consent to let from Kent Reliance for a while now yet they now want to speak with me and I suspect their motivation is to rid themselves of me. Are you able to assist?
  • My girlfriend and I (co-owners) are in the process of transferring our mortgage to Kent Reliance. I was doing some research concerning consent to let from Kent Reliance to understand the rules around potentially letting our current apartment out (probably in a in a couple of years time) if we moved away. The apartment in question was a first-time purchase for us about 2 years ago. Currently we are living there.
  • A friend of mine recently sought CTL from the Woolwich which they turned down as the mortgage had not been in place for even half a year. I am about to seek consent to let from Kent Reliance. Will they take the same stance?
  • The likelihood is that I will have the opportunity to work abroad in a couple of years. I am therefore thinking of downsizing to a newer property in Croydon which I could rent out more easily as and when required. The intention is to keep half the equity in the new property which would be my home for a while. My current mortgage provider limits consent to let for a year. I anticipate renting it out longer term and not having consent could land me in a whole host of legal issues. B2L seems wrong when I will be living there, perhaps for 2-3 years initially. What product should I be seeking, and from which lender? Do lenders such as Kent Reliance provide consent to let for more than a year?
  • I am looking for some generic information on consent to let with Kent Reliance: I am moving to become a non-UK resident. Potentially for a number of years. However I will be on a six month test period .I would like to know the criteria for consent to let from Kent Reliance and what charges are to be incurred
  • I took a standard mortgage with Kent Reliance - about 40% equity. I am considering relocating for another job and was wondering if Kent Reliance are flexible in changing the mortgage to allow for consent to let?
  • I would like some guidance on how best to approach my mortgage lender Kent Reliance regarding a 'Consent-to-Let' application. Is this something you can assist me with ?
  • Will Kent Reliance issue consent to let my property? I currently have a residential mortgage, never had arrears and have been with Kent Reliance for a little under since 2013. What charges am I likely to incur