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Need professional advice for your consent to let with Kent Reliance (a trading name of OneSavings Bank plc)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Kent Reliance consent to let

  • I have a Kent Reliance mortgage and have been renting my flat minus consent to let, which I am now led to believe means I am in contravention of my mortgage terms and condition. They may have suspicions that I am not residing there. What negotiating options do I have if I don't sell it before they become aware I am in contravention of my conditions?
  • Can you explain "consent to let" to me? I live in a studio apartment and its in good condition. It is on the market and I have had very few viewings. This is because my neighbour is a drunk and assaulted me last year. I was obliged to mention this on the disclosure form. Mortgage is with Kent Reliance on a fixed rate. It has been suggested to me that I should get consent to let from Kent Reliance and let the flat out.
  • My brother and I are joint proprietors of a property in Islington with a Kent Reliance mortgage. I want to move out and purchase a house with my fiancee. How would I deal with letting out my room? Would I need consent to let by Kent Reliance. My brother will continue to reside in the apartment
  • My partner and I are looking to rent our garden flat out. We have made an offer on a further property for us to purchase and have a tenant to move into ours. I assume I have to ask our lender Kent Reliance for consent to let. I wonder if there is a template consent to let request letter I can use?
  • I was just curious as to whether Kent Reliance would grant consent to let and what kind of fees, penalties and new rates etc
  • My fixed rate loan with Kent Reliance ends in August and have to move with work then. Is it likely that I be able to both remortgage and gain consent to let?
  • Last month I completed on a property with a Kent Reliance mortgage. However I am presently living with mother and father. I don't want to move in until for six months due to some family reasons. In meantime can I lease out the property with consent to let?
  • I'm mulling over a remortgage offer with Kent Reliance and it's a strong possibility that I will require consent to let at some point in the fixed period. Are there any charges I should that may be applicable?