Need Help?

Need professional advice for your consent to let with Kent Reliance (a trading name of OneSavings Bank plc)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Kent Reliance consent to lease

  • I am currently seeking a mortgage as first time buyer and considering Kent Reliance with my financial adviser. Suppose I choose a four year fixed rate I live at the property and after two years, I come to get an opportunity of work relocation effectively moving overseas. If Kent Reliance issues me consent to let,does the rate stay as it is or would it increase?
  • A year ago my bank (not Kent Reliance) provided me with consent to let. The condition was that every 6 months they would add a fee of half a percent of the outstanding mortgage amount. Having the first few payments they have omitted to make the charge in recent months. This may well be a simple error but I am nervous that it would also mean I no longer have Consent to Let.
  • To what extent do the letting agents we rented through have a a legal obligation to have checked that the landlord sought consent to let from Kent Reliance?
  • How many months after taking out a new mortgage do I have to wait before I can seek consent to let from Kent Reliance? By way of history I purchased my property in Merton nearly two years ago and am currently on a three year fixed rate. I since met my partner and now we are looking at moving in together. I intend to get a better fixed term next December. I presume that I would have to wait at least six months before I could apply for consent to let. Is that correct?
  • I have a mortgage with Kent Reliance and am considering letting it for eight weeks while on holiday. Will Kent Reliance consent to this?
  • As a result of career opportunities I will be relocating to Belfast and would like to let out my flat temporarily, are you able to confirm what action I need to take in order to get consent to let from Kent Reliance?
  • My OH and I would like to obtain consent to let on a house where we have a mortgage with Kent Reliance. If granted, how long would consent be given for? In asking for consent to let from Kent Reliance are we running the risk of them forcing us to change deal to BTL
  • I am looking at taking a job in France and have been advised that I need to let Kent Reliance know so my mortgage is under consent to let? Please could you clarify the best way to go about this?