Need Help?

Need professional advice for your consent to let with Manchester Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Manchester Building Society consent to let

  • A couple of years ago I was granted consent to let from my existing mortgage provider which is about to come to an end. I have since been traveling and had my first child. I'm not earning enough just now to cover the mortgage on my own. My lender has advised me that I can't extend my consent to let and if I continue renting out I will be in action would be taken for breaching my mortgage contract. Due to affordability I don't think the buy to let will be approved. One option I am considering remortgaging to Manchester Building Society. Are they likely to issue consent to let from day one?
  • I have a friend who is considering renting their house out and moving in with partner. The property is in Islington and has a £95k mortgage with Manchester Building Society. What would she need to do to get consent to let if she decides to do this.
  • I purchased a house three years ago in Leeds when I worked locally. I got a new job which necessitated working in Luton. I travel down on Saturday afternoon and live with a cousin mid week. I am now consideringmoving home to avoid the commute. I am considering the option of renting out my existing home. My mortgage is with Manchester Building Society, would I have to move onto a new mortgage product or should I apply for consent to let?
  • I have found myself in the accidental landlord category and didnt inform Manchester Building Society. I had to leave my property for work purposes, so am now based in another part of the country. I originally attempted to sell the flat, but prices were depressed, which meant I was in negative equity. This was a couple of years ago in 2011, the value has gone up and has given me time to save. I am in now in a position where I could convert to a BTL mortgage and would like to remortgage at the same time. My concern is, will changing mortgage providers possibly alert Manchester Building Society that I have been letting without consent to let? I am aware that I shouldn’t have done this, but circumstances backed me into a corner. Any help will be greatly appreciated?
  • Were we to request a consent to let letter from Manchester Building Society will we be forced to change to buy to let mortgage? We are with Manchester Building Society and as houses are not currently selling but we have seen one we like we were leasing our home out in order to acquire the new and sell this one when the local market improves.
  • Last month I got married and I am in the process of buying out 100% of my co-ownership mortgage with my wife. As a result we have now been given a 90% loan to value on our house. We want to buy a larger place. Will it be possible to get a consent to let on my new mortgage with Manchester Building Society to allow us to get a mortgage also with Manchester Building Society for a new home?
  • Last month acquired a three bedroom second floor purpose built flat in Haringey. I am a FTB. I am moving Ireland next month, can I get consent to let from my lender Manchester Building Society or do need to wait for at least 6 months?
  • I was just wondering how to get consent to let from Manchester Building Society...do I phone them or write a letter to them?