Need Help?

Need professional advice for your consent to let with Mortgage Express? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Mortgage Express (No 2) consent to let

  • In what situations will consent to let for a property be given via Mortgage Express (No 2)? How long do you have to have had the mortgage before consent to let can be granted by Mortgage Express (No 2)? By way of background we are moving abroad for 20 months with my husband's work and will need to rent our house. I am looking at being given consent to let in the first instance in order to put a tenant in it to cover the costs of the Mortgage Express (No 2) mortgage.
  • I'm just looking here for a a colleague as he’s at work who has a mortgage with Mortgage Express (No 2). He wanted to find out if there is a charge for granting consent to let? He has been in his property for two years but has been offered a job 120 miles away away for 2 years and was thinking about leasing the home out while he is away.
  • Do the estate agents we rented through owe us a duty of care to have ensured that the landlord got consent to let from Mortgage Express (No 2)?
  • My understanding is that this is a breach of Mortgage Express (No 2) terms and conditions of mortgage if I rent out my flat having indicated that I intend to live there. The aim is to redeem the mortgage after four years, by which time I will become the outright owner, meaning I no longer require any consent to let. Mortgage Express (No 2) advised me I can overpay as much as I like during the agreement. I have someone who is interested in renting the property. What checks do Mortgage Express (No 2) do and what are the chances that they are likely to do this? What are the repercussions of not getting consent to let? From what I have read there is a possibility of Mortgage Express (No 2) requiring the property to be sold (however it seems generally accepted is that this is unlikely to happen and adding fees even backdating is more common)
  • My wife and I invested in buying a property in Kenton with Mortgage Express (No 2) and am moving to rent a property in Devon due to work. Is consent to let from Mortgage Express (No 2)available? I only want to lease out the flat for half a year before selling.
  • I currently have a mortgage with Mortgage Express (No 2). I am thinking about renting and purchasing another property but this is all alien to me. How do I apply for consent to let from Mortgage Express (No 2) and what happens within the process?
  • I took a mortgage with Mortgage Express (No 2) but am informed they have a policy that they do not give consent to let the property to a housing association. Is this right and if so, can you suggest a way round this?
  • I am looking at taking a job abroad and have been advised that I need to let Mortgage Express (No 2) know so my mortgage is under consent to let? Please could you clarify the best way to go about this?