Need Help?

Need professional advice for your consent to let with Pepper Homeloans? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Pepper Homeloans consent to lease

  • Is consent to let needed from Pepper Homeloans or can I rent out my property without telling Pepper Homeloans and having to transfer to a buy-to-let mortgage?

  • After twenty years in London, I'm considering relocating to be nearer to family. We've only been homeowners for the last two years and about to renew our mortgage with Pepper Homeloans. In the relocation destination, we are be looking at a 3-bed property around the £275k mark. Ideally, we would like to retain my existing flat. Could I ask for Consent to Let from the proposed new mortgage provider Pepper Homeloans. If granted what are the likely requirements?
  • The likelihood is that I will have the opportunity to work overseas in a couple of years. I am therefore considering scaling down to a newbuild flat in Enfield which I could rent out more easily as and when required. The intention is to keep half the equity in the new property which would be my home for a while. My existing lender will only issue consent to let for 12 months. I anticipate renting it out longer term and not informing them could result in a whole host of legal issues. B2L seems inappropriate when I will be living there, maybe for 2-3 years initially. What product do I ask for, and from which lender? Do lenders such as Pepper Homeloans provide consent to let for more than a year?
  • I have a homeowner mortgage on a one bedroom apartment in Sutton but have rented it out without letting Pepper Homeloans know this. I now require a consent to let letter. How can I get one?
  • I have split up with my wife and we have moved back in with our respective parents and plan to divorce. What do I have to do to get Pepper Homeloans to give consent to let our house out to tenants?
  • Morning? I am just wondering whether Pepper Homeloans offer consent to let as an option should I decided to let out my property under a residential mortgage. Is there a specific rule for right to buy property and consent to let?
  • We are applying to switch lender to Pepper Homeloans for a fixed rate but the likelihood is that I will need to rent the property out for approximately one year. Do Pepper Homeloans consent to let on fixed rate home loans and if so, what are the costs.
  • I am looking at taking a job abroad and have been advised that I need to let Pepper Homeloans know so my mortgage is under consent to let? Please could you clarify the best way deal with this?