Need Help?

Need professional advice for your consent to let with Pepper Money (PUK)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Pepper Money (UK) consent to let

  • Hi, I have a mortgage on an apartment with Pepper Money (UK) and I am thinking about letting the property out. Can I do this without changing my mortgage or obtaining consent to let from Pepper Money (UK)?
  • We are a newly married couple and we have identified a property in Newham that we like and want to take out a mortgage with Pepper Money (UK). The issue is that I am pregnant and might give birth any time soon as I am on my 9th month of pregnancy. This wouldn't make it impossible for us to move straight away so we are contemplating living with our parents for about six months. Meanwhile, if we get this property, we can lease it out. We just wondering how will that work out? Will we be liable to be given consent to let from Pepper Money (UK)
  • It seems as though I will have the chance to go and work abroad in a couple of years. I am therefore potentially scaling down to a newer property in Merton which I could rent out more easily when the time comes. The intention is to keep half the equity in the new apartment which would be my home for a while. My existing lender will only give consent to let for a year. I anticipate renting it out longer term and not informing them could result in a whole host of legal issues. Buy-to-let seems wrong given that I will be living there, perhaps for 2-3 years initially. What type of mortgage should I be seeking, and from whom? Do lenders such as Pepper Money (UK) grant consent to let for a longer period?
  • My wife and I have decided to lease our three bed flat out. We have put an offer on another property for us to purchase and have a tenant to move into ours. I assume I have to ask our lender Pepper Money (UK) for consent to let. I wonder if there is a template consent to let request letter I can use?
  • If I let my house out with consent to let from Pepper Money (UK) will there be any rate uplift? I am presently on a standard variable rate.
  • Do I need to wait for consent to let to be given on my current domestic mortgage with Pepper Money (UK) before applying for a resi mortgage on a new property?
  • I wishing to obtain consent to let for my flat as I am moving out for nine months currently fixed Pepper Money (UK) mortgage with three years which is up in December next year.
  • Will Pepper Money (UK) issue consent to let my property? I have an existing residential mortgage, never had arrears and have been with Pepper Money (UK) for about since 2012. What costs am I likely to face