Need Help?

Need professional advice for your consent to let with Platform Home Loans Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Platform Home Loans consent to lease

  • I am unclear on the services that you provide - I have a mortgage with Platform Home Loans and I would like to apply for consent to let - do you assist with the application for this and help answer questions related to it?
  • My wife have an offer accepted to purchase a house, we have a deposit of between 20-25% for a homeowner mortgage with Platform Home Loans. The small problem is we may go overseas in 2 months for work. We are using a financial adviser. He says if you tell this to the lender up front you will need to get a buy to let. Do go ahead with residential mortgage with Platform Home Loans, in a couple of months ask them if we can have consent to let? Alternatively, do we try and speak to Platform Home Loans now and disclose there is a possibility we will move abroad in the future (I have not signed anything as yet to move abroad) and see if they agree before hand that it wouldn't be an issue
  • I have had a Platform Home Loans mortgage for less than a year but I discovered this week that I am about lose my job. I would like tips on obtaining consent to let from Platform Home Loans
  • We are in need of a larger house so our kids don't have to bunk together. We are thinking about buying another house next year. Our house is worth £185k and we have about £65k remaining on the Platform Home Loans mortgage. We would prefer to keep this house as an investment property and lease it out with consent to let. Is it possible to get a mortgage on two properties at the same time or do we need to fully pay off our current mortgage first?
  • We are looking for some initial insight re consent to let? We have a Platform Home Loans mortgage and are thinking of renting the property out for two years, but cannot really afford to convert to a buy to let rate. Is consent to let a viable option rather than to switching to a buy to let rate?
  • I currently have a residential mortgage with Platform Home Loans and plan on letting due to work being based in Luton. In seeking consent to let from Platform Home Loans do I run the risk of them forcing me to change deal to buy to let
  • I am currently refinancing and investigating the flexibility of certain mortgage providers when it comes to consent to let. Platform Home Loans is one of the lenders I am considering. How accommodating are they are far as consent to let is concerned?
  • Just a quick one. Will Platform Home Loans force me into a consent to let product whilst in a fixed rate product for 2 years?