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Need professional advice for your consent to let with The Royal Bank of Scotland plc Direct Line Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

RBS - Direct Line Consent to Lease Example Support Desk Enquires

  • Do I need consent to let from RBS - Direct Line or can I let my property without telling RBS - Direct Line and being forced to switch to a B2L loan?

  • A friend of mine has rented her house off the same landlady for nearly 18 months. During the last year my friend has received letters from RBS - Direct Line (she hasn't opened them-it is clear from the envelope). For the first five or six she reposted them to her landlady's address. I was a bit suspicious as none of her landlady's post was meant to be going there. I decided to go to my friends house and called RBS - Direct Line on her behalf. The gentleman I spoke to at RBS - Direct Line asked all sorts of queries, the landlady's name her current address, information on the tenant and then said they would look into whether she was entitled tolet out the property or if it was an offence without consent to let. Can you shed anymore light on this?
  • We may be presented with an opportunity to work in a different office in the UK for a three months and wish to know if we can lease out our current flat. It is a 2 year fixed rate and we are four months into the mortgage with RBS - Direct Line. We have lived at the property for more than 3.5 years. The LTV is 70%. What are the chances of obtaining consent to let from RBS - Direct Line? What charges can we expect to pay etc
  • I have found myself in the accidental landlord scenario and without consent to let from RBS - Direct Line. I had to vacate my flat for family reasons, so now live in another part of the country. At first I tried to sell the flat, but prices were low, which meant I was in negative equity. This was four years ago in 2012, the value has increased and has allowed me time to save. I am in now in a position where I could transfer to a BTL mortgage and would like to remortgage at the same time. My concern is, will changing mortgage providers possibly alert RBS - Direct Line that I have been letting without consent to let? I am aware that I shouldn’t have done what I did, but circumstances backed me into a corner. Can I change to a BTL without RBS - Direct Line knowing what I’ve done?
  • I was just curious as to whether RBS - Direct Line would give consent to let and what kind of fees, penalties and new rates etc
  • I was just looking into consent to let as it's something potentially I would need from RBS - Direct Line inside the next 12 months. Our marital situation has changed, and I would like to let my property out
  • I have a mortgage with RBS - Direct Line on a 2 year fixed term contract. I could have chance of a teaching job overseas in twelve months time. Would I qualify for consent to let by RBS - Direct Line if I took this job abroad?
  • Are you able to help? I am just curious whether RBS - Direct Line offer consent to let as an option if I decided to lease out my home under a homeowner mortgage. Is there a specific rule for right to buy property and consent to let?