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Need professional advice for your consent to let with The Royal Bank of Scotland plc Direct Line Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

RBS - Direct Line consent to let: Q and A’s

  • I am currently seeking a mortgage as first time buyer and considering RBS - Direct Line with my mortgage adviser. Suppose I choose a 3 year fixed rate I move in the property and after two years, an opportunity presents itself which involves a relocation effectively moving out the area. Where RBS - Direct Line grants me consent to let,does the rate remain the same or would go up?
  • My daughter is going to work abroad for three years and would like to rent her apartment out. She has a RBS - Direct Line fixed rate mortgage on repayment and wants consent to let the property as well as switch to interest only. What does she need to do?
  • I am looking to move and let out my studio flat in Hounslow. Having bought it in June 2007 and presently on a high ltv there is little equity in it. My mortgage is with RBS - Direct Line. Do you know where RBS - Direct Line stand when it comes to consent to let?
  • Am I required to notify RBS - Direct Line of my intention to rent a caravan out on the grounds of my property. Can you shed any light on this? I am seeking separate advice on the insurance, legal and tax side of things .
  • My OH and I are deliberating a remortgage and also thinking of renting the property in the years to come - Is there a cost with RBS - Direct Line to get consent to let and what are the criteria?
  • I have RBS - Direct Line mortgage and am considering leasing out the property. I am lead to believe that I would need a consent to let to do this...is that correct ?
  • My husband and I took out a mortgage with RBS - Direct Line a few months ago and although it's only a possibility we may have to relocate around next Summer and would like to be able to let our apartment out. Would this be possible with a non- BTL mortgage?
  • My partner and I would like to obtain consent to let on a house where we have a mortgage with RBS - Direct Line. If granted, how long would consent be given for? In seeking consent to let from RBS - Direct Line are we running the risk of them forcing us to change deal to BTL