Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc Direct Line Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to RBS - Direct Line consent to let

  • What do I do if my application to obtain consent to let is subsequently refused by RBS - Direct Line?

  • What is the process for obtaining consent to let from RBS - Direct Line? What evidence do they require? is there a fee to pay? Is consent generally limited in time and if so, for how long? Do I need to renew it every year? What if I obtain a consent but decide not to let out the property?
  • Would a mortgage Early Redemption Charge be tax-deductible on Buy to Let flat? Last year I was going to apply for consent to let from RBS - Direct Line on my flat but I ended up switching lender to get a BTL mortgage. I had to pay an early redemption charge as I was still in a fixed rate period.
  • My partner and I currently live in Dubai and leasing out our apartment in Islington. This was unplanned but an opportunity arose and we took it. The rental income is not enough to cover the mortgage so we send back money each month to cover the difference. Last week I got a letter in the post from our lender informing me that because the property is being let out and has been for nearly two years we will have to pay 1.5% interest on top of our current mortgage rate. We could sell up but this will be difficult as I am on the other side of the world. Would it be possible to remortgage with RBS - Direct Line and get consent to let?
  • I’ve already let but only just dawned on us that RBS - Direct Line should've been informed and consent to let applied for - what's the best course of action now?
  • I am looking to RBS - Direct Line to grant consent to let out my home in Southwark. I am moving to India for 5 months for work.
  • Would a prior extension to a mortgage term with RBS - Direct Line work against us once we applied to RBS - Direct Line for consent to let.
  • I am trying to find out if RBS - Direct Line will grant consent to let in a situation where we need to move closer to relatives in a different house albeit that we may move back the future if circumstances change.