Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc Natwest One Account? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Royal Bank of Scotland -Natwest One consent to let

  • I have a standard mortgage over my property in loc and intend to move to country for three years. During this period it would be ideal if I could rent out my house. My mortgage provider has declined to grant me consent to let. I don’t really want a buy to let loan as it’s only a short term option that I am abroad for.

  • What information do Royal Bank of Scotland -Natwest One require to to decide whether to grant consent to let. I am on a three year fix with them. I have never defaulted in payments. I am planning a move to Waltham Forest due to surprising growth of family. My financial circumstances have not deteriorated and in fact my salary has gone up thirty per cent since the mortgage started.
  • My husband and I plan to lease out our flat in Harrow which is on a owner-occupier mortgage with Royal Bank of Scotland -Natwest One . Clearly I will ask for a consent to let. If there is a charge for the consent to let can this amount also be claimed as a deductible expense on my self assessment form to the tax authority?
  • We intend to lease our existing property out shortly after we move. I will apply for consent to let from Royal Bank of Scotland -Natwest One. At the moment the apartment is in my name but I am a higher rate tax payer. Is it best to do a Transfer of Equity to her or should I do a Declaration of Trust?
  • I am looking for some generic information on consent to let with Royal Bank of Scotland -Natwest One: I am moving to become a non-UK resident. Potentially for many years. However I will be on a six month probation period .I would like to know how to go about getting consent to let from Royal Bank of Scotland -Natwest One and any costs involved
  • I currently have a mortgage with Royal Bank of Scotland -Natwest One. I am thinking about renting and buying another property but this is all alien to me. How do I apply for consent to let from Royal Bank of Scotland -Natwest One and what are the steps within the process?
  • What information should I include in a letter seeking consent to let my house in Harrow? I would like to send a request to my lender Royal Bank of Scotland -Natwest One.
  • I currently have a residential mortgage with Royal Bank of Scotland -Natwest One and plan on letting due to work being based in Luton. In seeking consent to let from Royal Bank of Scotland -Natwest One do I run the risk of them forcing me to change deal to B2L