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Need professional advice for your consent to let with The Royal Bank of Scotland plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Royal Bank of Scotland consent to lease

  • I rent out my property in Barnet. I didn't request consent to let. I moved to Aldershot for a job opportunity and couldn't do a commute but was nervous that Royal Bank of Scotland would charge me a small fortune so I decided to take the risk. I'm looking to legitimise it now... basically carry on letting it but with consent. What course of action do I take now?
  • I have just been on a call with Royal Bank of Scotland and they tell me that it has been brought to their attention that I am renting the ground floor flat even though it is on a domestic mortgage. I moved out three years ago for career reasons, couldn't sell and was left with little option but to rent out the property. Do you know what the financial repercussions might be for me not obtaining consent to let?
  • My brother and I I have a normal mortgage with Royal Bank of Scotland but I would like to occasionally take in lodgers....do I require consent to let from Royal Bank of Scotland?
  • The likelihood is that I will have the opportunity to work abroad in a couple of years. I am therefore thinking of scaling down to a newbuild flat in Hackney which I could rent out with less difficulty as and when required. I would aim to keep half the equity in the new property which would be my home for a while. My existing mortgage co limits consent to let for 12 months. I anticipate renting it out longer term and not having consent could land me in a whole host of legal issues. BTL seems wrong given that I will be living there, maybe for 2-3 years initially. What type of mortgage should I be seeking, and from which lender? Would, for example, Royal Bank of Scotland issue consent to let for a longer period?
  • Do you specifically deal with enquiries regarding Royal Bank of Scotland or all of them?
  • I have a domestic mortgage with Royal Bank of Scotland, and I would like to let the house out, until I decide whether to sell or keep it as an investment. At the moment I am on the standard variable rate. Will I need to remortgage? I.E. buy to let?
  • I have a mortgage with Royal Bank of Scotland but would like to rent my house out and move in with my fiance and baby what would I have to do to obtain consent to let?
  • Me and my husband have an cottage in our garden. Do we need consent to let this from Royal Bank of Scotland? If so, what is the process if I would like to change my mortgage to consent to let?