Consent-to-let Help for The Royal Bank of Scotland plc One Account

Examples of recent questions relating to RBS (One Account) consent to let

• I was thinking of renting out my apartment and generate some income whilst on holiday. It only a short term measure for a couple of weeks. Do I need consent to let from RBS (One Account)?

• My flat has a mortgage against it with RBS (One Account) and I have been renting my apartment without consent to let, which I am now led to believe means I am in contravention of my mortgage Ts and C’s. I fear that they have sussed that I am not living there. Is my only option is to dispose of the property before repossession?
• We have an existing mortgage with RBS (One Account) and need clarify if it would be possible to obtain consent to let out our two bedroom first floor purpose built flat in Merton.

  The reasons(s) for wanting to let out the property are as follows: -

  • My family and I will be relocating to Melbourne in 3 months.
  • In renting out the house this will enable us to make some savings to assist with the migration process.
  • There is little merit from a financial point of view to pay outright for a property which we are not residing in and by letting out the property this would be viewed as continuing investment.

  If RBS (One Account) granted permission to us for renting we would suggest some financial commitments which are as follows: -

  • Continue to pay the monthly mortgage payment directly from my bank account.
  • Instruct an approved letting agent who will provide a rent guarantee scheme as a further financial protection.
  • Supply our forwarding details for when we move.
• If a property owner chooses to lease out their property without consent to let via RBS (One Account) - what, if any implication might there be for an agent acting on their behalf?
• My current mortgage is with RBS (One Account), but I have to get consent to let for approximately 12 months as my partner is unwell and is struggling to balance work with the hectic environment we are living in. We want to take time off for twelve months (by living near her mum and dad and getting support) in a greener less hectic area of London.
• We are endeavouring to figure out which lenders are best for granting consent-to-let without raising rates, and hopefully allowing in excess of two years if necessary. Is that something you can assist me with? We are particularly interested in RBS (One Account)
• We are considering a remortgage and also exploring the possibility of renting the property in the future - Is there a fee with RBS (One Account) to get consent to let and what are the requirements?
• We are close to purchasing a flat and plan to live in it once we have refurbished but we may need to let the property out but not sure what the criteria is for consent to let from RBS (One Account)? We don't need a buy to let mortgage because we are not certain if we will need to let it out at all