Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc One Account? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: RBS (One Account) consent to let

  • I have a standard mortgage over my home in loc and am due to relocate to country for a couple of years. During this period it would be ideal if I could let out my apartment. My lender is withholding consent to let. It’s hardly ideal to move to a buy to let mortgage as it’s only for a short period that I am going away for.

  • I need to see if I can receive consent to let on my existing home. I have a mortgage with RBS (One Account) but my situation has changed. I'm looking to move in with my partner and daughter who have a house and more room than my studio property. I am unlikely to qualify for a buy to let mortgage as I don't have the funds for a deposit nor do I earn in excess of £25000 per annum.
  • We have an existing mortgage with RBS (One Account) and need clarify if it would be possible to seek consent to let out our garden flat in Camden.

    The reasons(s) for needing to find tenants for the property are are due to: -

    • My family and I will be moving to India in January.
    • By letting out the house this will facilitate savings to support the migration process.
    • There is little merit from a monetary perspective to pay off the mortgage for a property which we are no longer living and by letting out the property this would be considered as an ongoing investment.

    If RBS (One Account) granted permission to us for renting we would propose some financial assurances to include: -

    • Continue to pay the monthly mortgage payment directly from my bank account.
    • Retain the services of an accredited letting agent who will provide a rent guarantee scheme as a further financial protection.
    • Provide our forwarding details for when we move.
  • We have a fixed rate mortgage with RBS (One Account) for 2 yrs and have been living in the property for about half a year. Due to work I need to relocate so I would like to lease the property out. What is the best way to go about getting consent to let from RBS (One Account)?
  • Are you able to give me some preliminary help re consent to let? We have a mortgage with RBS (One Account) and are thinking of renting the property out for two years, but cannot really afford to convert to a buy to let mortgage. The estate agent mentioned something about a content to let
  • My husband and I have a letter to RBS (One Account) requesting consent to let signed and ready, but I'm not sure what address I should mail this to. Can you please help me with the address?
  • If I were to apply for consent to let from RBS (One Account) please can I know the time scale RBS (One Account) would take to make a decision?
  • I have a consent to let letter that I have procured from my management company. I would think I need to attaching this with a letter to RBS (One Account) with a view to seeking consent to let from them. What address shall I post it to?