Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc One Account? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to RBS (One Account) consent to lease

  • I have been letting out my flat with "consent to let" from RBS (One Account) on a regular mortgage for the previous 24 months. RBS (One Account) have just written withdrawing their consent to let if we do not transfer to one of their "buy to let" deals.

  • We just obtained consent to let from RBS (One Account). After some effort, RBS (One Account) have issued me with ‘consent to let’ confirmation . The conditions attached to the consent refer to an assured shorthold tenancy. What is that?

  • Just looking for some information, I have a mortgage on an apartment with RBS (One Account) and I am thinking about leasing the property out. Could this be done without changing my mortgage or getting consent to let from RBS (One Account)?
  • I have a current mortgage contract with RBS (One Account) and need clarify if it would be possible to obtain consent to let out our ground floor flat in Wandsworth.

    The purpose for wanting to find tenants for the property are as follows: -

    • My wife and I will be moving to Hong Kong next spring.
    • By renting out the house this will enable us to make some savings to help the migration process.
    • There is little merit from a financial point of view to pay outright for a property which we are no longer residing in and by leasing out the home this would be considered as continuing investment.

    If RBS (One Account) agreed that we are able to proceed with renting we would propose some financial commitments to include: -

    • Maintain paying the monthly mortgage payment directly from my bank account.
    • Use an accredited letting agent who will provide a rent guarantee scheme as a further financial safeguard.
    • Supply our forwarding details for when we relocate.
  • I have a RBS (One Account) home loan currently and potentially want to let it out for a short period of time with consent from RBS (One Account) for (two years). Just wanted to know is it something that is obtainable relatively quickly?
  • How much of my loan allowance will be made available to draw down on if I switch my mortgage to a consent to let with RBS (One Account)?
  • I am interested in some guidance on how best to approach my mortgage provider RBS (One Account) regarding a 'Consent-to-Let' application. Is this a task you can help with ?
  • I got a residential mortgage with RBS (One Account). I bought the property in November two years ago. What are the options and criteria for consent to let.