Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc One Account? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to RBS (One Account) consent to lease

  • I rent out my property in Redbridge. I didn't obtain consent to let. I moved to Aldershot for work relocation purposes and was unable to cope with the traveling but was nervous that RBS (One Account) would charge me through the nose so I decided to take the risk. I'm looking to legitimise it now... basically carry on letting it but with consent. Can you offer any advice as to how I go about doing this?
  • I'm just looking here for a a friend as he’s at work who has a mortgage with RBS (One Account). He asked me to find out if there is a fee for consent to let? He has been in his property for two years but has been offered a job abroad away for a two year contract and is considering renting the place out while he is away.
  • How challenging is it to obtain consent to let with RBS (One Account). I am considering fixed deals and plan to reside at the property but want to understand my options if work has opportunities elsewhere for instance within two to three yrs Could you let me know generally how receptive RBS (One Account) are regarding consent to let?
  • My brother intends to rent out his apartment out without consent to let via his mortgage lender RBS (One Account). He has been on an interest only loan for about six years now. Currently owes £112k, having paid for the apartment for about £110k. In the absence of receiving consent to let by RBS (One Account), exactly what sanctions does he risk?
  • I have just got married and I am in the process of buying out 100% of my co-ownership mortgage with my wife. As a result we have now been given a 90% loan to value on our house. We want to buy a larger property. Will it be possible to get a consent to let on my new mortgage with RBS (One Account) to allow us to get a mortgage also with RBS (One Account) for a new home?
  • Can I remortgage to RBS (One Account) from my existing provider, with a consent to let or do I need a let to buy mortgage, and if so what are the LTV's?
  • I have a leasehold flat. I would like remortgage with RBS (One Account) and seek consent to let. I'm still within the Early Redemption Charge period so not sure if I would need to pay that?
  • My daughter has a mortgage with RBS (One Account) and she wants to lease her apartment out as she moving in with her boyfriend.Will she be issued with consent to let? What is the procedure and charges involved?