Need Help?

Need professional advice for your consent to let with Scottish Widows Bank plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Scottish Widows consent to let

  • I spoke to a mortgage broker friend last month. She said that were I to decide to move abroad with my job for a period then I should not apply for consent to let from my lender (Scottish Widows) until at least two weeks before I plan to let my flat. Does that mean I have to find a tenant first and then obtain a consent to let?
  • I have a one bedroom first floor purpose built maisonette in Ealing let out which has a sixty year lease. Mortgage adviser suggested I should refinance (currently with Scottish Widows) as a buy to let rather than consent to let and release 55-60k which on top of a new homeloan based on income multiples would give me a budget of £195k. Limited available in Ealing for me to buy my own property. A lease extension will be approximately 19k. Rent out with consent to let or sell the flat?
  • I moved out of my flat about 4 months ago but didn't get around to get a consent to let letter, primarily because the mortgage fix rate period is ending in six weeks and I am considering getting a new mortgage in any event. I want to ask for the letter now, is that going to open up a Pandora’s box?
  • We took out a fixed rate mortgage with Scottish Widows for two years and have been living in the house for nearly one year. Due to work I need to move so I would like to rent the property out. What is the best way to go about getting consent to let from Scottish Widows?
  • I previously took a mortgage with Scottish Widows, but I have to get consent to let for about 12 months as my partner is unwell and is struggling to balance work with the hectic environment we are living in. We want to just chill out a little for twelve months (by living near her parents and getting their help) in a greener less intense suburb of Liverpool.
  • Just wondering if if consent to let would be forthcoming from Scottish Widows in order to move back in with my mother and father for a year or two and conserve some money on the lease extension for my flat?
  • Does my LTV need to be at a certain ratio to allow me to apply for a consent to let from my mortgage provider Scottish Widows. Will any consideration be given to the fact that I only recently out the mortgage two months ago?
  • I have a mortgage with Scottish Widows. I am considering moving out and letting out my property. Do I need a consent to let ?