Consent-to-let Help for Scottish Widows Bank plc

Sample questions relating to Scottish Widows consent to let

• Last week provided with a job opportunity 250 miles from home and wondering if it's a good idea letting my house out. Will Scottish Widows permit me to switch mortgage or issue me with consent to let? If not I will have to consider if it's worth taking the promotion. I have no objection to paying an increased amount as it is likely that I will return and move into my home after 1 to 3 years. My agenda here is not to to make money. Just really like my property and wish to return to it one day.
• I have just received a mortgage offer with Scottish Widows. I am hoping to get keys in the next few weeks, however I may potentially be moved abroad for work. How feasible is it for me to receive consent to let from Scottish Widows within a few months of drawing down on the mortgage. Are there any other options open to me?
• I may have the chance to go and work abroad in a couple of years. I am therefore thinking of scaling down to a newer apartment in Camden which I could rent out more easily as and when required. The intention is to retain half the equity in the new apartment which would be my home for a while. My existing lender will only provide consent to let for a year. I expect to be renting it out longer term and not informing them could land me in a whole host of trouble. B2L seems inappropriate when I will be living there, perhaps for 2-3 years initially. What product should I be seeking, and from whom? Would, for example, Scottish Widows issue consent to let for more than a year?
• Is it right that mortgage companies (my home loan is with Scottish Widows) have changed tune and are now taking a more relaxed approach towards consent to let? A broker suggested that Buy to let mortgages are not regulated by the FCA whereas residential mortgages are. So if I move from a homeowner to a Buy to let I am moving to a regulated product. His belief was that under the current regulation lenders are reluctant to allow borrowers do this, which may explain why some mortgage companies will allow customers obtain consent to let but not move to a BTL mortgage. Is he correct?
• Are you able to give me some preliminary advice re consent to let? We have a mortgage with Scottish Widows and are considering renting the property out for two years, but cannot really afford to convert to a buy to let rate. The estate agent mentioned something about a content to let
• What information should I include in a letter requesting consent to let my property in Lewisham? I would like to send a request to my lender Scottish Widows.
• I am potentially moving in with my boyfriend but prefer not to sell my place. How do I go about applying for consent to let from Scottish Widows, and how likely is it that this will be issued?
• My wife and I are considering applying to Scottish Widows to obtain consent to let our home, how long does it take from the point of sending the forms to us finding a letting agent and listing our house for rent? and are there any further steps in the process?