Need Help?

Need professional advice for your consent to let with Secure Trust Bank PLC? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Secure Trust Bank consent to let

  • I have a standard mortgage over my property in loc with the intention of relocating overseas to country for two years. During this period it makes financial sense to rent out my house. My lender has declined to grant me consent to let. It’s hardly ideal to move to a buy to let mortgage as it’s only for a short period that I am abroad for.

  • I have a house in Croydon but I am moving with my girlfriend to a different town for career reasons and moreover near her university. Im keen retain the house but not sure I can afford a buy to let rate. It will only be temporary -two years until my girlfriend has finished University and I can sell, or move elsewhere. My mortgage is with Secure Trust Bank. Is there a chance I won't be approved for consent to let?
  • Eight months ago my building society (not Secure Trust Bank) granted me with consent to let. This was subject to a provision that every 6 months they would add a charge of 0.5% of the outstanding mortgage amount. Having the first couple of payments they have omitted to make the charge in recent months. Should I be worried that this means that my consent to let has been withdrawn.
  • I have a flat in Croydon with a Secure Trust Bank mortgage but have not lived there for a while. My dad moved in but is there rent free. At the moment I live in rented premises and am keen to purchase a house. I have come across a perfect property at reasonable price. I have sufficient for a deposit to put down on the house I am interested in but would be hard pushed to pay enough off the old property to change it to a buy to let loan at the same time. Can I transfer the current Secure Trust Bank mortgage for my old flat into a consent to let and use my reserves to pay a larger deposit for the domestic mortgage on the property that I am looking to purchase?
  • It would be helpful to know if on the balance of probabilities Secure Trust Bank will grant consent to let out our flat in Tower Hamlets
  • I have separated from my wife and we have each moved into our parents house and plan to divorce. What do I have to do to get Secure Trust Bank to give consent to let the property out to students?
  • How do I go about getting a consent to let application form from Secure Trust Bank and how quickly can I get the consent?
  • Can I remortgage with Secure Trust Bank with consent to let if my fixed rate is coming to an end. Circumstances would not have changed.