Consent-to-let Help for Skipton Building Society

Skipton Building Society consent to let: Q and A’s

• My wife and I may need to lease our Westminster home for a while due to a new job. This will be temporary but possibly for as long as three years. Must I notify Skipton Building Society or am I best advised to just keep quiet?

• My husband and I plan to lease out our flat in Bromley which is on a owner-occupier mortgage with Skipton Building Society . Clearly I will ask for a consent to let. Assuming there is a fee for the consent to let can this amount also be claimed as a deductible expense on my tax return to the tax authority?
• I remortgaged with Skipton Building Society recently, borrowing extra with the intention to extend the property. That plan has proved not to be possible and I now intend to purchase a second property for residential purposes and let the old property out with consent to let. Is that likely to result in me stitching myself up?
• Is it correct that lenders (I have a mortgage with Skipton Building Society) have changed tune and are now adopting a more relaxed approach towards consent to let? A mortgage adviser recently mentioned to me that Buy to let mortgages are not regulated by the FCA whereas residential mortgages are. So if I switch from a residential to a Buy to let I am moving to a regulated product. He said that under the current regulation banks are reluctant to allow customers do this, which may explain why some lenders will let customers apply for consent to let but not switch to a Buy to let mortgage. Is this correct?
• My existing mortgage is with Skipton Building Society, but I am going to move out for around 12 months as we need to be closer to my partner's mother. Will Skipton Building Society grant consent to let?
• We want to move home and have identified a house we wish to purchase so are considering leasing out with consent to let from Skipton Building Society for our current property to enable us to make an offer and not lose the potential new property.
• Do I require consent to let if I let to a family member (in my situation my father now lives there and contributes towards the Skipton Building Society mortgage)?
• I recently purchased a house with 10% deposit for personal uses. A mortgage was taken with Skipton Building Society. But my circumstances have now changed. I am being transferred abroad. Am I able to get consent to let from Skipton Building Society and put the property up to let?