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Need professional advice for your consent to let with St James Place Bank? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

St James Place consent to let: Q and A’s

  • I have a regular mortgage over my residence in loc and intend to move to country for a couple of years. During this time frame it would be ideal if I could let out my apartment. My lender will not provide me with consent to let. It’s hardly ideal to move to a buy to let mortgage as it’s only for a limited time-frame that I am abroad for.

  • For ten I have a I have had a mortgage with St James Place. My other half has purchased a property in Sutton and I have the opportunity to live with him. Is it possible for me to rent out my flat with consent to let in case I need to move back? Also what legal paperwork must I provide St James Place with when filling in the consent to let application?
  • I have had a home loan with St James Place for 1998. My divorce was finalised four years ago and bought the ex wife out. My circumstances have changed, I would like to keep my house but move in with my new partner, letting my house out. I have been told by my IFA that I can request consent to let from St James Place rather than a buy to let mortgage as I I did not buy the property with the intention of letting it out, is this correct?
  • I am looking for our family to move to give us all more space. We are planning to purchase another house in a few years time. Our house is worth £185k and we have about £85k remaining on the St James Place mortgage. We would prefer to keep this house if possible and let it out with consent to let. Can you have a mortgage on two properties at the same time or do we need to fully pay off our current mortgage first?
  • My lender refuse to issue consent to let until I have a move in date confirmed with a tenant. How can I confirm this whilst lacking consent to let? I can't be sure but I vaguely recall my friend had a similar issue with St James Place.
  • I am looking to St James Place to issue me with consent to let out my home in Croydon. I am moving to Dubai for 6 months on a secondment.
  • We are endeavouring to find out which mortgage providers are best for giving consent-to-let without hiking up rates, and hopefully allowing more than two years if required. Is that something you can assist me with? We are particularly interested in St James Place
  • I am currently refinancing and looking at flexibility of certain lenders when it comes to consent to let. St James Place is one of the mortgage companies I am thinking of going with. How accommodating are they when it comes to consent to let?