Consent-to-let Help for The Chorley & District Building Society

The Chorley & District Building Society consent to let: Q and A’s

• I would like to let my ground floor flat out from mid Nov this year as I will be travelling for a few months. I have a homeowner mortgage with The Chorley & District Building Society. I will not be letting for more than 6 months. Most likely it will be five months. It has been suggested that I seek consent from my freeholder first? Please can you suggest what I should be doing in what order?
• I previously took a mortgage with The Chorley & District Building Society and the loan to value is currently 60% with the The Chorley & District Building Society current book value and would like to purchase another property but would like to keep my current property at the current market value. I have consent to let from NRAM on a previous property so know a bit about them and I also have buy to let with Scottish Widows on another property. Does the expected rental income on a consent to let with The Chorley & District Building Society need to be over and above the mortgage repayments? I have a fixed rate which I tied into a fixed rate and left the term at 18 years so it was paid off as early as possible, obviously this leaves with quite a high monthly cost.
• I are looking to let out our three bedroom first floor purpose built maisonette in Havering in August. I would like some suggestions on what I need to do. I've just moved our The Chorley & District Building Society mortgage to a fixed term and just need to understand what the procedure is if I plan to get consent to let.
• Last month I got married and my wife and I would like to buy a family home in the coming year, whilst keeping our garden flat in Haringey we currently live in to rent out. Mortgage on the flat is with The Chorley & District Building Society. I don't want to put myself in a situation with two residential properties only to be refused consent to let.
• I am going away for work for as long as a year... I was wondering if I was able to procure from The Chorley & District Building Society consent to let the property out while I was away as I am reluctant to leave it unattended for that long
• Me and my husband spoken to someone at The Chorley & District Building Society about switching our existing homeloan to consent to let (the current fixed rate ends in june next year). Can I just confirm that I need to formally put the request in writing setting out our change in circumstance to The Chorley & District Building Society? Where do I need to send the letter to?
• Is there a time limit on a consent to let from The Chorley & District Building Society? and do you need to get a new mortgage first or a general residential mortgage can just be changed to a consent to let after application?
• What are the changes that The Chorley & District Building Society force me into a consent to let product whilst in a fixed rate product for twenty four months?