Need Help?

Need professional advice for your consent to let with The Chorley & District Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to The Chorley & District Building Society consent to lease

  • I am employed by a letting agency in loc and have been ask but a prospective tenant of a property for a duplicate of the ‘consent to let’ from the owners lender The Chorley & District Building Society. Why would they ask for this

  • Is it permissible to let out our house without consent to let from our mortgage provider? I know that initially we signed a contract saying it wouldn't be a buy to let property and that we don't own other property. I know you can't use help to buy if you owned other premises at the time, but what about property thereafter? Can you purchase a further property, or inherit a property?
  • I am looking for our family to move to give us all more space. We are thinking about buying another house next year. The house is worth £185k and we have about £65k remaining on the The Chorley & District Building Society mortgage. We would prefer to keep this house if possible and let it out with consent to let. Can you have a mortgage on two properties at the same time or do we need to fully pay off our current mortgage first?
  • We have a self certified mortgage with The Chorley & District Building Society that we are having difficulty getting consent to let due to being in Hong Kong and leasing the property from 2010 without their approval which we did not know was required. We have a 50% LVR and made overpayments of £500pm for 6 years so there are no arrears. We would happily switch onto a BTL mortgage with them at a loaded rate however that has not been offered to us.
  • It would be helpful to know if on the balance of probabilities The Chorley & District Building Society will give consent to us letting out our flat in Lambeth
  • My fiance and I acquired a property in Kenton with The Chorley & District Building Society and am moving to rent a property in Somerset due to work. Is consent to let from The Chorley & District Building Societyavailable? I am only looking to lease out the flat for six to nine months before selling.
  • I have a residential mortgage with The Chorley & District Building Society and require consent to let. What are the factors and procedures that I need to be aware of in order to obtain consent?
  • If I have an existing residential mortgage with The Chorley & District Building Society and am planning to rent it out in the future will I be given consent to let? What is the process and fees involved?