Need Help?

Need professional advice for your consent to let with The Mortgage Lender Limited? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to The Mortgage Lender consent to lease

  • I have just been on a call with The Mortgage Lender and they tell me that it has been brought to their attention that I am letting out the garden flat even though it is on a normal mortgage. I moved out two years ago for childcare reasons, was unable to sell and was left with little option but to let out my property. Are you able to advise me on the consequences may be for me not getting consent to let?
  • We are first-time buyers, currently renting. We want to buy a studio flat in Enfield. We want to move there, but will need to wait for a job - perhaps 2-3 years. Do we have to seek a B2L mortgage? Could we take a domestic mortgage with The Mortgage Lender, because we intend to move there soon? Or could we move there for a short period of time , then start renting it with consent to let from The Mortgage Lender? I'm only evaluating suggestions that are fully legal, and wouldn't breach the provisions of the The Mortgage Lender mortgage.
  • I have a flat in Sutton with a The Mortgage Lender mortgage but I no longer live there. My brother moved in but pays no rent. I currently live in rented premises and am looking to buy a house. I have come across a perfect property at an attractive price. I have sufficient for a deposit to put down on the house I am interested in but would find it difficult to pay enough off the old property to switch it to a buy to let mortgage simultaneously. Can I switch the current The Mortgage Lender mortgage for my old property into a consent to let and use my reserves to pay a larger deposit for the homeowner mortgage on the property that I want to buy?
  • Me and my partner are about to purchase a place together. Plan is for me to get consent to let my flat from The Mortgage Lender. Thinking about the future - when my 2 year fixed comes to an end - how would it work if I sought to refinance my flat?
  • We have a mortgage with The Mortgage Lender at present and just enquiring where I can I get a consent to application form from
  • I am potentially moving in with my girlfriend at her home and would like to rent out my property that I bought ten months ago, I'm just not sure of the process as my property is my first home. What hoops do I need to jump through to get consent to let from The Mortgage Lender If I obtain consent would my mortgage payments increase?
  • Do you know whether there a time limit on a consent to let from The Mortgage Lender? and do you need to get a new mortgage first or a general residential mortgage can just be changed to a consent to let after application?
  • My partner and I want to consider the option of leasing out my apartment with consent to let from The Mortgage Lender whist away travelling for a few months