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Need professional advice for your consent to let with Virgin Money plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Virgin consent to lease

  • For the last few months I have been letting out my flat in Tower Hamlets. I didn't apply for consent to let. I moved to Amersham for work and was unable to cope with the traveling but was worried that Virgin would charge me through the nose so I decided to take the risk. I'm looking to legitimise it now... basically carry on letting it but with consent. Can you offer any advice as to how I go about doing this?
  • I had a chat with a IFA friend last week. She said that were I to decide to move abroad with my job for a period then I should not apply for consent to let from my mortgage provider (Virgin) until at least two weeks before I plan to lease out my property. Does that mean I have to find a tenant first and then obtain a consent to let?
  • A few months ago I let out my 2 bed flat and have gained a Consent to Let with my bank. 6 months have now gone by and they have upped my interest rate as previously advised. I cannot change to a more favourable product with them, as they will remove my consent to let. If I was to go with an alternative provider such as Virgin, would I need to get a BTL mortgage or could I simply remortgage and secure consent to let?
  • After retiring last year I purchased a “retirement home” for my wife and myself to live in. We would like to let our current property to our nephew and I have therefore applied to Virgin for consent to let. Do you think this is likely to be given?
  • I am looking for some generic information on consent to let with Virgin: I am moving to become a non-UK resident. This might be for a number of years. That being said I will be on a four month probation period .I would like to know the criteria for consent to let from Virgin and any costs to be incurred
  • I am looking for consent to let for my flat as I am moving out for 6 months currently fixed Virgin mortgage with three years which is up in June next year.
  • I are thinking about applying to Virgin to obtain consent to let our home, how long does it take from the point of sending the forms to us finding a letting agent and listing our house for rent? and are there any further steps we will need to go through?
  • I wish to apply for consent to let from my lender Virgin to let out my house. I am potentially moving in with mypartner. Do Virgin issue consent to let in these circumstances?