Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc Virgin One? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to RBS - Virgin One consent to let

  • I am between a rock and a hard place with a Consent to Let mortgage. Having sought consent to let the bank has requested that I produce a signed AST before they will grant permission. Is is not the case that if I adhered to their request that I would be violating the terms of my existing mortgage?

  • What information do RBS - Virgin One need to to determine whether to grant consent to let. I have a 5 year fix with them. I have always been on time with my monthly payments. I am looking at moving to Lewisham due to surprising growth of family. I will be retaining my current job and my salary has gone up thirty per cent since I took the mortgage out.
  • My daughter is going to work overseas for twelve months and would like to rent her property out. She has a RBS - Virgin One fixed rate mortgage on repayment and wants consent to let the property as well as switch to interest only. What does she need to do?
  • I have a mortgage with RBS - Virgin One on a flat and I would like to let it out and rent another property as a result of changes in personal circumstances - I want to move to a different location, and to live in a larger house with my fiance. I applied for consent to let and yesterday got reply with a refusal because they felt I want to invest. I dont know what my options are. The process has put me at risk since I already have rented a new property and would have to pay both RBS - Virgin One and rent, which could expose me financially. The matter is urgent as a prospective tenant at the ready
  • If we ask for a consent to let letter by RBS - Virgin One will we be forced to switch to buy to let mortgage? We are with RBS - Virgin One and as properties are not currently selling but we have seen one we like we were considering letting our home out in order to acquire the new and dispose of this one when the value improves.
  • I am looking to RBS - Virgin One to grant consent to let out my studio flat in Southwark. I am moving to Holland for Six months for work.
  • We have a mortgage with RBS - Virgin One on our maisonette in Westminster. We are hoping to buy a new house and move in there. How do I move our existing mortgage on to consent to let?
  • I am looking at taking a job abroad and have been advised that I need to let RBS - Virgin One know so my mortgage is under consent to let? Please could you clarify the best way to go about this?