Consent-to-let Help for West Bromwich Building Society

West Bromwich Building Society consent to let: Q and A’s

• My wife and I are interested in understanding the conditions borrowers have to meet before consent to let from West Bromwich Building Society is given. Do you know if there are any restrictions on who can be given consent?
• Under what conditions will consent to let for a property be granted by West Bromwich Building Society? For what period of time do you have to have had the mortgage before consent to let can be negotiated with West Bromwich Building Society? In order to give you some perspective:Our home is a very small 1 bedroom flat which is too small for our family, my husband is also unwell and we are far away from family who could provide a bit of relief, in the form of babysitting. I would be interested in being given consent to let in the first instance to be able to renting the property out to offset the expense of the West Bromwich Building Society mortgage.
• Is it legal to rent out our house minus consent to let from our lender? I recognise that at the time we signed a form saying it wouldn't be a buy to let property and that we are not the owners of other property. I know you can't use help to buy if you owned other property at the time, but what about property thereafter? Can you purchase a further property, receive a gifted property?
• Due to a change in family circumstances my husband and I are housesitting my mum and dad’s house while they are away and letting our home out. We are going to need for consent to let from West Bromwich Building Society. Will this be granted? We will need to remortgage in the next year will we then transfer to a BTL mortgage. We intend to return to our home at the beginning of 2017?
• My husband and I are looking to ask West Bromwich Building Society for consent to let out our property in Barnet. We are relocating overseas for 2 years and wish to rent out the property. I omitted to look into this when we got the West Bromwich Building Society mortgage, and that was only because we never thought an opportunity would arise such as this so was planning on living in the house.
• I would like to send the consent to let form by courier and wanted to know if West Bromwich Building Society have a regular postal address I can use as couriers usually don’t accept deliveries to PO Box numbers.
• We are considering a remortgage and also thinking of renting the property in the future - Is there a fee with West Bromwich Building Society to get consent to let and what are the criteria?
• We want to move home and have identified a property we wish to purchase so are considering leasing out with consent to let from West Bromwich Building Society for our existing property to allow us to make an offer and not miss out on the potential new property.