Need Help?

Need professional advice for your consent to let with West Bromwich Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to West Bromwich Building Society consent to lease

  • I have a colleague who is talking about leasing their house out and moving in with partner. The property is in Redbridge and has a £80k mortgage with West Bromwich Building Society. What would she need to do to get consent to let if she decides to do this.
  • I have a West Bromwich Building Society home loan and am keen for consent to let as I wish to move to another home that I own. It seems you can assist. Is there a charge for this service?
  • I would like to move and let out my maisonette in Croydon. Having bought it in summer 2009 and presently on a 90% ltv there is little equity in it. My mortgage is with West Bromwich Building Society. Do you know where West Bromwich Building Society stand on consent to let?
  • Last year I vacated my property in a hurry and rented out the property. I am aware I ought to have obtained consent to let via West Bromwich Building Society but was unsure what my plans were and just forgot about it. I'm now in the position where I need to sell that property and switch the West Bromwich Building Society loan to a new property. I am struggling to find a path to do this without leaving myself at the mercy of West Bromwich Building Society for not obtaining consent to let. When switching, at the time of selling, you must say you intend to "port the rate" and go through a new set of affordability checks. Although I do not envisage issues with affordability, the credit check may indicate I no longer living at the property.
  • We have a new mortgage however my girlfriend doesn't feel safe in the property due to other tenants in the block. I know that many lenders have a half year rule before consent to let - does this apply to all lenders. Is there any way West Bromwich Building Society would grant consent to let from the start?
  • We need to contact West Bromwich Building Society to enquire about letting out our house. Do they send a document to me. Is there a form I can download?
  • I want to get consent to let from West Bromwich Building Society for a couple of years at which point I can transfer to a B2L. Is this achievable
  • What happens if I have already rented out the property for some years as an HMO and now wish to go legit with West Bromwich Building Society by obtaining consent to let ? (work on the basis that West Bromwich Building Society had in the past given a standard mortgage on it some time ago)