Need Help?

Need professional advice for your consent to let with West Bromwich Mortgage Company? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to West Bromwich Mortgage Company consent to lease

  • I work for a letting agency in loc and have been ask but a prospective tenant of a property for sight of the ‘consent to let’ from the owners lender West Bromwich Mortgage Company. Is there a new law that has triggered this question?I have not come accross this before, is this a new legal requirement?

  • I am a FTB hoping to complete on a detached house in West Bromwich Mortgage Company. I have a 40% deposit with a mortgage from West Bromwich Mortgage Company. My dilemma is that my girlfriend owns a flat in Birmingham and I anticipate moving in next year, at which point I would have to let out my house. I I know that consent to let is needed but it does not sound like a positive outcome is assured. Can you offer any advice?

  • I am applying for a home loan with West Bromwich Mortgage Company, but we have hit a snag. My husband is the deputy head in a boarding school, whereby we are provided with a residence as part of his employment. We wish to purchase a garden flat with a view to joining the property ladder, and rent it out while we're living at the school accommodation. I had thought West Bromwich Mortgage Company would grant consent to let from day one of the loan. It appears that we may be refused consent to let. Can you give me any ideas what we can do?
  • The likelihood is that I will have the opportunity to work abroad in a couple of years. I am therefore considering downsizing to a newer property in Harrow which I could rent out more easily when the time comes. I would aim to keep 50% equity in the new flat which would be my home for a while. My current mortgage provider limits consent to let for 12 months. I expect to be renting it out longer term and not having consent could land me in a whole host of problems. BTL seems inappropriate given that I will be living there, perhaps for 2-3 years initially. What product should I be seeking, and from which lender? Would, for example, West Bromwich Mortgage Company grant consent to let for more than a year?
  • My partner and I are the registered owners of a place in London with West Bromwich Mortgage Company and am moving to rent a property in Cambridge due to work. Is consent to let from West Bromwich Mortgage Companyavailable? I only want to lease out the flat for six to nine months before selling.
  • If I let my property with consent to let from West Bromwich Mortgage Company will there be any rate difference? I am currently on a standard variable rate.
  • My wife and I have a owner-occupier mortgage with West Bromwich Mortgage Company and are deliberating on obtaining consent to let so that we can apply for a further mortgage on another property that I own on a buy to let basis. Before we apply We would be interested to know the consequences of making the change and any facts that we need to consider.
  • I am planning on relocating within the next six months and want to rent my flat out. My mortgage rate is fixed with West Bromwich Mortgage Company. I am concerned that a rate hike would be too much if that was a condition of obtaining consent to let