Need Help?

Need professional advice for your consent to let with West Bromwich Mortgage Company? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to West Bromwich Mortgage Company consent to let

  • Under what circumstances will consent to let for a property be granted by West Bromwich Mortgage Company? How long do you have to have had the mortgage before consent to let can be granted by West Bromwich Mortgage Company? By way of background we are going abroad for a year and a half with my husband's business and will need to rent our property. I would be interested in procuring consent to let initially in order to renting the property out to cover the costs of the West Bromwich Mortgage Company mortgage.
  • I had a chat with a IFA friend last week. She said that if I decide to move abroad with my job for a period then I should not apply for consent to let from my lender (West Bromwich Mortgage Company) until at least four weeks before I plan to let the house. Does that mean I have to find a tenant first and then obtain a consent to let?
  • I have a mortgage with West Bromwich Mortgage Company. I wanted to buy a further property and my mortgage broker recommended I apply for a consent to let. I had formerly led to believe they would only grant consent to let where it is my intention to move back into my current home. Is this correct?
  • We have an existing mortgage with West Bromwich Mortgage Company and wish to clarify if it would be possible to seek consent to let out our studio flat in Greenwich.

    The purpose for wanting to lease out the property are are due to: -

    • My family and I will be relocating to Cape Town in 3 months.
    • In letting out the property this will facilitate savings to assist with the migration process.
    • It would be pointless from a monetary perspective to pay outright for a property which we are no longer residing in and by leasing out the place this would be viewed as continuing investment.

    If West Bromwich Mortgage Company granted permission to us for renting we would suggest some financial assurances which are as follows: -

    • Maintain paying the monthly mortgage payment by direct debit.
    • Instruct an accredited letting agent who will provide a rent guarantee scheme as a further financial protection.
    • Supply our forwarding address for when we move.
  • If I were to apply for consent to let from West Bromwich Mortgage Company please can I know the time scale West Bromwich Mortgage Company would take to make a decision?
  • We are looking to place our matrimonial home on rent due to job commitments and was enquiring if this is possible to get consent to let. It is on a fixed rate mortgage with West Bromwich Mortgage Company until 2018 December
  • Just wanted to know what needs to be provided to West Bromwich Mortgage Company in order to get consent to let? I just finished a three year fixed mortgage and possibly moving to another house with my husband.
  • I have a mortgage with West Bromwich Mortgage Company but am wanting to lease my house out and move in with my fiance and baby what would I have to do to get consent to let?