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Need professional advice for your consent to let with Whistletree (a trading name of TSB Bank plc)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Whistletree consent to let: Q and A’s

  • In what situations will consent to let for a property be given via Whistletree? For what period of time do you have to have had the mortgage before consent to let can be granted by Whistletree? In order to give you some perspective:We were living in a very small apartment which is too small for our family, my wife is also unwell and we are far away from family who could offer us a bit of relief, in the form of babysitting. I would be interested in gaining consent to let initially with a view to put a tenant in it to offset the expense of the Whistletree mortgage.
  • A colleague recently sought CTL from the Woolwich which they declined as the mortgage had not been going for six months. I am about to ask for consent to let from Whistletree. Do they take the same approach?
  • My husband and I acquired a house in MIddlesbrough and will be relocating to Bristol at the end of March. I have a letting agency and tenant lined up. I was proposing to keep quiet as I'm worried Whistletree will insist that I change my mortgage rate over to a buy to let and am unable to afford that. I appreciate that it would be preferable to gain a consent to let via Whistletree but am afraid if I come clean it would lead to a whole host of issues
  • I recently got married and my wife and I would like to purchase a family home in the coming year, whilst keeping our ground floor flat in Lewisham we currently live in to rent out. Mortgage on the flat is with Whistletree. I wish to avoid putting myself in a situation with two residential properties and then be refused consent to let.
  • I would like consent to let on my Redbridge apartment from Whistletree. I will be leaving the UK for 10-12 months and so want to know if I am able to let my apartment
  • If I am tied into a fixed rate with Whistletree but am deliberating on letting out my property, is there a fee for consent to let from Whistletree and does the interest rate get uplifted?
  • I have a standard mortgage with Whistletree - about 28% equity. I am considering relocating for another job and was enquiring if Whistletree are flexible in changing the mortgage to allow for consent to let?
  • I'm mulling over a remortgage offer with Whistletree and it's likely I will end up asking for consent to let at some point in the fixed period. Are there any charges I should consider?